Instant Money Approval
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re looking for instant money approval, Fundo provides small loans starting from $500 with a fast and easy solution. Our online application process ensures that you get approved quickly, allowing you to access the funds you need without unnecessary delays. Whether it’s for an emergency expense, a short-term financial gap, or another urgent need, Fundo’s loans provide instant money approval, helping you manage your finances when time is of the essence.
At Fundo, we understand that waiting days or even weeks for approval isn’t practical when you need money fast. That’s why we’ve made our loan application process as quick and efficient as possible. Once you submit your application, our team reviews it promptly - often providing approval on the same day. If you have a PayID-enabled bank account, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, ensuring that you have instant access to the money you need.
In addition to fast approval and instant funding, Fundo offers flexible repayment options that are customized to fit your financial situation. Whether you need a shorter repayment term or more time, Fundo’s loans are designed to be easy to manage.
How fast can I get instant money approval from Fundo?
Fundo’s online application process is designed to be quick and efficient. Once you submit your application, our team reviews it promptly, often providing same-day approval. If you have a PayID-enabled bank account, you can receive the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance.
What can I use instant money approval for?
Fundo’s small loans can be used for a variety of short-term financial needs, including emergency expenses, personal bills, medical costs, or other urgent financial challenges.
How does Fundo’s PayID system provide instant access to cash?
If your bank supports PayID, Fundo can transfer the loan funds to you instantly - within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance. This ensures that you have immediate access to cash when you need it most.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are designed to fit your financial situation, ensuring that managing your loan is simple and stress-free.
Do I need perfect credit to apply for a loan from Fundo?
No, Fundo doesn’t require perfect credit. We assess your ability to repay the loan based on your current financial situation, so even if your credit isn’t ideal, you may still qualify for a loan.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
