Instant Pay Day Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unforeseen expenses arise, such as unexpected car repairs or bills, personal loans can often be a lifesaver. Searching for instant pay day loans for bad credit can feel overwhelming, but don't worry—Fundo is here to help you navigate this journey. Our friendly service is designed for individuals who might not have perfect credit but need quick access to funds without the stress of complex processes.
At Fundo, we believe that financial support shouldn't be a hassle. We offer:
Unlike many lenders that may overlook those with bad credit, Fundo offers a welcoming approach to borrowers seeking instant pay day loans. Our focus is on empowering you with responsible lending and supporting your financial journey.
We prioritise your experience by providing:
To qualify for an instant pay day loan with Fundo, you just need to meet a few essential criteria:
Ready to tackle that unexpected expense? Applying for your instant pay day loans for bad credit is straightforward! Complete our online application form, detailing your loan amount and personal information. If you submit your application during business hours, you could receive a quick outcome and, upon approval, access your funds almost immediately.
If you're a returning customer, our simplified process means you might only need just three clicks to apply again—it’s our way of rewarding your good borrowing behaviour! Plus, by actively managing your Fundo Score, you can enhance your future loan opportunities.
Don’t let financial worries weigh you down. Whether you’re interested in exploring direct cash loans or simply need some extra help for unexpected costs, Fundo is your trusted partner. Apply now and discover how we can help turn your financial stress into peace of mind!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
