Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Offers like ‘instant pay day loans bad credit’ and ‘no credit check fast loans’ could be seen as possible options for borrowers with less-than-stellar credit histories. Unlike traditional lenders, they typically have minimal requirements and quick processes.

The downside is that they usually come with high interest rates and short repayment periods. Here’s where Fundo steps up to offer a helping hand for those searching for terms like ‘money loans quick’.

We aim to keep you moving, hence the fast and straightforward application process that doesn’t leave you hanging with lengthy approval times. While we perform credit checks in some instances as part of our duties as responsible lenders, we don’t focus on your history but on your current ability to repay your loan. So even if your credit score isn’t excellent, you can apply for our loans.

But that’s not all. Fundo loans are versatile. On top of our flexible repayment terms, our loans can be used for a variety of expenses, like sudden car repairs and unexpected medical bills.

Whether you’re talking about instant pay day loans, bad credit loans, or a personal loan, it all depends on how you use your loan. 

For example, you can use your Fundo loan to consolidate existing debt and simplify your financial landscape. Rather than juggling multiple payments of varying sizes, you’ll be left with one manageable monthly repayment. Streamlining your debts can make them easier to tackle and lessen the chance of missed payments, which are major contributors to declining credit scores.

You shouldn’t underestimate the importance of a timely payment history. Each on-time payment you make on a loan is a step in the right direction. This sets a precedent for credit bureaus that you’re a responsible borrower.

At Fundo, we’re not just a lender; we’re all about making life a little easier, one quick and easy online loan at a time. This is where the Fundo Credit Score comes into play. It accounts for your borrowing history with us and is entirely separate from your credit score with the major credit reporting agencies.

Your Fundo Credit Score rises as you make on-time payments, successfully refer others, and leave reviews. Making Fundo your primary lender can also enhance your Fundo Credit Score more quickly. As your Fundo Credit Score increases, so does your chance of having future Fundo applications approved.

Many people might confuse loans that have quick turnaround times with instant pay day loans, bad credit loans, and others that are only to be used as a last resort for those with bad credit. That’s not quite right. At Fundo, our fast loans are designed to help a wide range of borrowers who find themselves needing loan cash fast. Good credit or not-so-good credit, we’re here for you.

Then there’s the idea that securing such a loan is tough. It doesn’t have to be. Even if you’ve had some bumps on your credit journey, Fundo has your back. As long as you meet the criteria, we’re ready to review your application. We’re all about making it easy and quick.

So, what’s the Fundo difference? We’re not your everyday, super-strict bank. We’re here to get rid of the fuss and complications that can come with loan applications. With us, you’ve got a team that’s focused on providing you with quick, small, and easy loans. Because we’re not just in the business of loans. We’re in the business of helping people.

Before you decide to opt for offerings from an ‘instant pay day loans bad credit’ search, here’s a friendly reminder of some important things you should consider.

Start by doing a little homework. Check if your chosen lender has an Australian Credit Licence and a good track record of being reliable and upfront. You’ll want to avoid any unpleasant surprises, right? So, look closely at the fees, charges, and terms for repayment. Remember, no one likes hidden costs.

Now, let’s talk about the total cost of the loan. It’s smart to crunch those numbers and understand the overall cost before you sign any dotted lines. Finally, take a good, hard look at your budget. Be sure you can afford the repayment amount and that you’ve got the funds ready to make those payments on time.

Here at Fundo, we’ve got your back. We are here to give you a no-fuss application and approval process. As an Australian-owned private lending institution, we can provide small and medium fast cash loans. With Fundo, you get flexible repayment terms, no hidden fees or charges, and, most importantly, no complications. It’s all about making the process easy and quick for you.

After all, we’re not just another lender. We are Fundo, your experts on quick loans online, making small online loans simple in Australia. We’re here to help every step of the way.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.