Instant Payday Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
If you’re looking for instant payday loans in Australia, Fundo offers a fast and convenient solution for your short-term financial needs. Quick access to cash is essential when you’re facing an unexpected bill or an emergency expense. At Fundo, we offer small loans starting from $500, with a fast online application process designed to ensure quick approval and instant access to funds.
Thousands of Australians have already turned to Fundo for quick payday loans, benefiting from our reliable and fast service. Our application process is designed to be completed in minutes, and once submitted, our team works quickly to review it. Often, approval is granted on the same day, and funds are transferred to your account within hours, ensuring you have the cash you need without delays.
Fundo also offers flexible repayment options that allow you to repay the loan in a way that fits your financial situation. Whether you need a short repayment period or more time, Fundo’s loans are designed to provide financial flexibility when you need it most.
How fast can I get approved for an instant payday loan with Fundo?
Fundo’s online application process is quick and easy. Once submitted, your application is reviewed promptly, and approval is often granted the same day. After approval, funds are typically transferred within hours, depending on your bank’s processing times.
What can I use an instant payday loan from Fundo for?
Fundo’s small loans can be used to cover various short-term financial needs, such as emergency bills, unexpected personal expenses, or urgent financial gaps.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are customised to fit your financial situation. Whether you prefer a shorter repayment term or need more time, Fundo ensures that managing your loan is easy and stress-free.
Do I need perfect credit to apply for an instant payday loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan, making our loans accessible to a wide range of customers.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.