Instant Secured Loans

Looking for instant secured loans? Secured loans are typically used when borrowing larger amounts, with assets like a car or home used as collateral. However, at Fundo, we offer a simpler alternative�small unsecured loans starting from $500. Our fast approval process ensures that you can access the funds you need quickly, without the need to offer assets as security.

Unsecured loans are ideal for individuals who want quick access to funds without the complications that come with collateral. Fundo’s online application process is straightforward and easy to complete, and once your application is submitted, it’s reviewed promptly, with same-day approval often available. After approval, the funds are typically transferred to your account within hours, giving you fast access to the cash you need for unexpected expenses or emergencies.

With Fundo’s unsecured loans, there’s no need to worry about securing assets. You can apply for a loan anytime, 24/7, and we also offer flexible repayment options that are designed to fit your financial situation. Whether you need the loan for a personal expense or an urgent financial need, Fundo’s loans provide fast, reliable support without the complexity of secured loans.

FAQs About Instant Unsecured Loans

Does Fundo offer secured loans?
No, Fundo provides small unsecured loans starting from $500, so you don’t need to offer any assets as collateral. Our online application process is fast and easy.

How quickly can I get approved for an unsecured loan?
Once you submit your application, it’s reviewed promptly, with approval often granted the same day. After approval, funds are typically transferred to your account within hours.

What can I use an unsecured loan from Fundo for?
You can use an unsecured loan to cover short-term financial needs, such as emergency expenses, personal bills, or unexpected costs.

How flexible are Fundo’s repayment options for unsecured loans?
Fundo offers flexible repayment plans that are tailored to your financial situation, making loan repayment manageable and stress-free.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.