Instant Transfer Loans

If you find yourself in a financial pinch and need swift access to funds, instant transfer loans might just be the solution you’re looking for. Unlike traditional lenders often burdened by lengthy paperwork and slow processing times, Fundo offers a hassle-free alternative that ensures you can get the cash you need in a flash. Say goodbye to endless searches for 'Instant Transfer Loans' and hello to Fundo, your go-to lender for quick cash solutions in Australia!

Why Choose Instant Transfer Loans with Fundo?

🚀 Quick Access: Funds can be in your account within 60 seconds from the acceptance of your contract.
✅ Flexible Criteria: We consider a broader range of applications, so even if you have a bumpy credit history, you might still qualify.
💡 No Hidden Fees: We pride ourselves on transparency with no nasty surprises when it comes to fees.
📱 User-Friendly Process: Our online application is a breeze, allowing you to skip the queues and paper fuss.
👥 Outstanding Customer Service: Our friendly team is here to make your experience smooth and enjoyable.

Fundo is all about offering accessible finance options with simple repayment terms. Whether you need cash for an unexpected expense or a planned purchase, our short-term loans are designed with your unique needs in mind. Keep in mind, you can choose to repay your Fundo loan early or within a maximum term of 180 days for a MACC loan, giving you more control over your finances. Plus, paying off your loan sooner can save you on interest and may lead to a higher chance of approval for future loans.

Manage Your Loans Effortlessly

Ready to take charge of your finances? You can easily track and manage your Fundo loan through your personalised dashboard. It will provide you with all the loan terms at your fingertips, and offer helpful tips on enhancing your overall financial well-being.

At Fundo, our instant transfer loans are accessible to anyone who meets our eligibility criteria. You must:

🎉 Be over 18 years of age
🌏 Reside in Australia
💰 Earn a verifiable income of at least $1,000 a fortnight (including government benefits)
🕒 Demonstrate your ability to make regular repayments

Discover how you can improve your borrowing experience with our unique Fundo Score. This system helps you gauge your lending eligibility while allowing you to earn points for responsible borrowing habits. Increase your score by repaying on time, referring a friend, or selecting Fundo as your preferred lender. The better your Fundo Score, the higher your chances of approval for future loans!

Ready to stop searching for 'instant transfer loans' online and start your application with Fundo? It’s easy! Click 'Apply Now' on our homepage, fill out our online form with your loan amount and personal details, and we’ll take care of the rest. For returning customers, our three-click application process gets you on your way even faster. If you submit during business hours and meet our eligibility, you could receive approval and find funds in your account the same day!

Skip the hassle and apply for a Fundo loan today—your financial solution is just a click away!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.