Interest Free Personal Loan

Need an Interest Free Personal Loan? Fundo is Here to Help!

Life is full of surprises, and sometimes those surprises come with unexpected costs. Whether it’s for home improvements 🏡, travel plans ✈️, or medical expenses 🏥, finding the right financial support can make all the difference. If you've been searching for an interest free personal loan, your journey just got easier with Fundo! As a friendly lender, we pride ourselves on offering easy-to-access short-term loans that can cater to a wide range of needs, even for those with less than perfect credit histories.

Why Choose Fundo for Your Financing Needs?

When you think of obtaining an interest free personal loan, you might encounter endless options online, filled with daunting fees and complex terms. At Fundo, we simplify the process so you can focus on what really matters. Here are the reasons why you should consider us:

✨ Fast Approval: Enjoy a 100% online application process that's quick and straightforward!
💰 No Hidden Fees: We're transparent about our fees, so you'll know what to expect from the get-go.
📜 Clear Terms: No legal jargon here – just simple, easy-to-understand loan agreements.
⏱️ Funds in Your Account Within 60 Seconds: Once your contract is accepted, your funds will be available quickly!
🖥️ Easy Management: Track your loan repayments easily through your personal self-service dashboard.

At Fundo, we understand that your needs may vary, but what remains constant is our dedication to helping you find the right financial solution without the usual hassle. If the term interest free personal loan caught your attention, keep in mind that while our small loans start at $500 and go up to $2000 with no interest, our medium loans can go up to $5000 with applicable interest depending on the size of the loan.

Explore Your Loan Options with Fundo

After searching for an interest free personal loan, you might have encountered various alternatives like home renovation loans and more. Fundo offers small loans that are handy for occasions such as emergencies or one-off expenses. Here’s a glimpse of our offerings:

✅ Emergency Loans: Get support when you need it most.
✅ Home Renovation Loans: Spruce up your living space without stressing over finances.

Simplified Application Process

Ready to take the next step? Here’s what you need to know about Fundo's eligibility:

📅 You must be over 18 years of age.
🏠 Currently living in Australia.
💵 Verified income of at least $1,000 per fortnight, including government benefits.
📈 Ability to make repayments without compromising your financial well-being.

Once you meet these simple requirements, fill out our application form with your personal details, contact information, and desired loan amount. You might be approved within business hours, getting your funds on the same day (banking delays may apply). You can also check your chances of approval with our new Fundo Score feature!

Stop searching for vague terms like bad credit loans or I need money. Choose Fundo for transparent, hassle-free lending that caters to your needs. Apply for your interest free personal loan with Fundo today!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Need an Interest Free Personal Loan? Fundo is Here to Help!