Joint Personal Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re looking for joint personal loans in Australia, joint loans can be a great option for couples or business partners who want to share financial responsibility. These loans allow two individuals to apply for a loan together, making it easier to qualify and manage financial obligations as a team. At Fundo, while we primarily offer personal loans, we provide small loans starting from $500 that can serve as an excellent alternative to traditional joint loans.
Our fast online application process ensures that both applicants can benefit from quick approval and reliable service. Whether you’re applying as a couple or with a business partner, Fundo makes it easy to get the funds you need without the hassle of traditional lending processes. Once your application is submitted, our team works quickly to review it, often granting same-day approval. After approval, the funds are typically transferred within hours, giving you and your co-applicant fast access to the financial support you need.
Fundo also offers flexible repayment options that allow both applicants to manage the loan in a way that suits their financial circumstances. Our loan terms are clear and transparent, ensuring that you and your co-applicant can handle repayments without stress. Whether you need a short repayment term or prefer more time to repay, Fundo’s loans are designed to provide the financial flexibility you need to manage shared responsibilities effectively.
Can two people apply for a loan together at Fundo?
While Fundo primarily offers personal loans to individuals, both applicants can benefit from our fast and simple online application process, making it easy for partners to manage their financial responsibilities with our small loans starting from $500.
How fast can we get approved for a loan with Fundo?
Fundo’s online application process is designed for fast approval. Once your application is submitted, it is reviewed promptly, and approval is often granted the same day. After approval, the funds are typically transferred to your account within hours, depending on your bank’s processing times.
What can we use a joint loan alternative from Fundo for?
Fundo’s small loans can be used to cover a variety of financial needs, such as personal bills, business expenses, or other shared costs. Our loans provide fast access to cash for partners managing joint financial responsibilities.
How flexible are Fundo’s repayment options for joint loan alternatives?
Fundo offers flexible repayment plans that are customised to fit your financial situation. Whether you prefer a shorter repayment period or need more time, Fundo ensures that managing your loan is easy and stress-free.
Do we need perfect credit to apply for a joint loan alternative with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your ability to repay the loan based on your current financial situation, making our loans accessible even if your credit score isn’t ideal.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
