Last Chance Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’ve been turned down by other lenders, you might be searching for last chance loans to meet your financial needs. Fundo offers small loans starting from $500, designed to provide quick access to cash when you need it most. With a fast and simple online application process, Fundo focuses on helping Australians who may have struggled to find financing elsewhere, offering flexible repayment options to suit your financial situation.
At Fundo, we understand that sometimes life can throw unexpected challenges your way, leaving you in need of urgent cash. Even if other lenders have said no, Fundo works to provide fast solutions with quick loan approval and transparent loan terms. Our small loans give you the opportunity to borrow between $500 and $5,000, helping you manage financial shortfalls without the stress of lengthy approval processes.
The entire application process is done online, ensuring a quick decision and fast access to cash, often within 60 seconds from accepting your loan agreement and if your bank supports PayID after approval and agreeing to your loan contract. Whether it’s to cover medical bills, rent, or an unexpected expense, Fundo offers a reliable way to get back on track financially.
Here’s how easy it is to apply for a loan with Fundo:
Can I get a loan if I’ve been turned down by other lenders?
Yes, Fundo considers a wide range of applicants, even if other lenders have said no. Our internal scoring system takes your overall financial health into account.
How fast will I receive the loan?
After approval, the funds will be transferred to your account in 60 seconds from accepting your loan agreement and if your bank supports PayID, giving you fast access to cash.
What are Fundo’s repayment options?
Fundo offers flexible repayment options, allowing you to repay the loan in a way that suits your financial situation.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
