Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you’ve been turned down by other lenders, you might be searching for last chance loans to meet your financial needs. Fundo offers small loans starting from $500, designed to provide quick access to cash when you need it most. With a fast and simple online application process, Fundo focuses on helping Australians who may have struggled to find financing elsewhere, offering flexible repayment options to suit your financial situation.
At Fundo, we understand that sometimes life can throw unexpected challenges your way, leaving you in need of urgent cash. Even if other lenders have said no, Fundo works to provide fast solutions with quick loan approval and transparent loan terms. Our small loans give you the opportunity to borrow between $500 and $10,000, helping you manage financial shortfalls without the stress of lengthy approval processes.
The entire application process is done online, ensuring a quick decision and fast access to cash, often within 60 seconds from accepting your loan agreement and if your bank supports PayID after approval and agreeing to your loan contract. Whether it’s to cover medical bills, rent, or an unexpected expense, Fundo offers a reliable way to get back on track financially.
Here’s how easy it is to apply for a loan with Fundo:
Can I get a loan if I’ve been turned down by other lenders?
Yes, Fundo considers a wide range of applicants, even if other lenders have said no. Our internal scoring system takes your overall financial health into account.
How fast will I receive the loan?
After approval, the funds will be transferred to your account in 60 seconds from accepting your loan agreement and if your bank supports PayID, giving you fast access to cash.
What are Fundo’s repayment options?
Fundo offers flexible repayment options, allowing you to repay the loan in a way that suits your financial situation.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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