Little Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you on the lookout for little loans bad credit options? You're not alone! Many people turn to alternative funding solutions when faced with unexpected expenses. When traditional lenders like banks can’t cater to your immediate financial needs, alternatives like Fundo are here to provide a viable path. We specialize in short-term loans designed specifically for individuals with less-than-perfect credit. Our approach is understanding and flexible, making it easier for you to secure financing even if you've encountered credit challenges in the past.
At Fundo, we understand that each borrower has unique circumstances and needs. As a company rooted in Australia, we are familiar with local regulations and the requirements of our customers. Our offerings are straightforward, with:
Fundo also has a variety of loan products tailored to your needs. For quick financing, consider our:
Your financial health matters to us! When you repay your loan on time or even early, you can save on fees and enjoy an improved Fundo Score. This score can enhance your chances of loan approval in the future. If you’re keen to understand how you can improve your loan prospects, check out our Fundo Score insights.
We’ve made it easy for you to apply for a little loan, even with bad credit. To qualify, you'll simply need to:
If you meet these requirements, you can put your search for 'little loans bad credit' to rest! Complete our application form with your personal information, chosen loan amount, and contact details, and hit submit. Many applications are approved and ready for funds the same day if submitted during business hours.
We cater to returning customers, making reapplications a breeze with just a few clicks! So why continue searching for traditional lenders? Join the many satisfied customers who choose Fundo for their financial needs, and take the first step towards securing your little loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
