Loan App Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a reliable and easy-to-use loan app in Australia can be a game-changer when you need quick access to cash. Whether it’s an unexpected bill, a car repair, or any urgent financial need, having a loan app that offers fast approval and transparent terms is crucial. Fundo provides an intuitive, fully online loan application process that functions much like a loan app - allowing Australians to access loans quickly and conveniently.
While Fundo isn’t a downloadable app, our website is optimised for mobile use, so you can easily apply for a loan directly from your smartphone, tablet, or computer. With our fast and easy-to-use platform, you can apply for a loan in minutes, receive approval, and get the funds in your account quickly - all from the palm of your hand. Whether you’re at home or on the go, Fundo’s online system makes borrowing money a breeze.
Loan App Australia FAQs
Is Fundo’s online loan platform as easy to use as a loan app?
Yes, Fundo’s online platform is designed to be as easy to use as any loan app. While Fundo doesn’t have a specific app you need to download, our website is fully optimised for mobile use, meaning you can apply for a loan directly from your smartphone or tablet without needing a separate app.
Our mobile-friendly design ensures that you can complete your application process smoothly, whether you’re at home or on the go. You’ll be able to provide all the necessary details, including your income, expenses, and banking information, within just a few minutes. Once your application is submitted, our system reviews your information and provides an approval decision almost instantly. If approved, you could receive the funds in your account within 60 seconds after you have agreed to your contract.
With Fundo’s intuitive interface, applying for a loan is quick and hassle-free, and you won’t miss out on any features simply because you’re using your mobile device.
How does Fundo’s loan process work if I’m applying from my mobile device?
Fundo’s loan process is fully online, making it ideal for Australians who prefer using their mobile devices. You don’t need to download a specific loan app to access Fundo’s services - all you need is a smartphone, tablet, or computer with internet access.
Here’s how the loan process works: First, visit the Fundo website from your mobile browser and head to our loan application page. From there, you’ll be asked to fill in a few basic details, including your income, expenses, and banking information. Once you submit your application, our system will quickly assess your financial situation, providing an approval decision in minutes.
If your loan is approved and your contract is agreed to, the funds will be transferred to your bank account almost instantly if your bank supports PayID. Even if your bank doesn’t support instant transfers, you’ll still receive the funds within a few hours or by the next business day, depending on your bank’s processing times. The entire process is optimised for convenience, ensuring that applying for a loan on your mobile is as fast and straightforward as possible.
What types of loans can I apply for through Fundo’s online platform?
Fundo offers a range of loans designed to meet different financial needs. Whether you’re dealing with an unexpected expense or just need extra cash to tide you over until your next paycheck, Fundo provides loans ranging from $500 to $5,000, all of which can be applied for using our mobile-friendly platform.
For smaller loans, up to $2,000 you have 5 to 20 weeks to pay your loan off; if you borrow between $2,001 and $5,000, you’ll have the option of a repayment period between 9 and 26 weeks. Our flexible repayment options are designed to fit your financial situation, allowing you to manage your loan comfortably. You can choose a repayment schedule that works for you, and you’ll know all the costs upfront - there are no hidden fees or surprises.
Fundo’s loan platform is built to be easy to use, no matter the loan amount or repayment terms you’re considering. For more details about our loan options, visit our loan terms page.
Can I repay my Fundo loan through the mobile platform?
Yes, Fundo makes it easy to manage and repay your loan through our mobile-friendly platform. Once your loan is approved and funded, you can log in to your Fundo account from your smartphone or tablet to view your repayment schedule, make payments, and track your loan progress.
Our system is designed to be user-friendly, so you can easily set up direct debits or make manual repayments online. If you want to repay your loan early, Fundo doesn’t charge any penalties, allowing you to pay off your balance ahead of schedule without incurring extra fees. By making early repayments, you can also improve your Fundo Score, potentially gaining access to speedier approvals in the future. Everything you need to manage your loan is accessible through Fundo’s mobile platform, giving you full control over your loan from wherever you are.
Is Fundo’s loan platform secure to use on mobile devices?
Yes, Fundo’s online platform is highly secure and fully encrypted, ensuring that your personal and financial information is protected at all times. Whether you’re applying for a last minute loan or making repayments, you can trust that your data is safe when using Fundo on your smartphone, tablet, or computer.
We use advanced encryption technology to protect your sensitive information, and our system is regularly updated to meet the highest security standards. Fundo is committed to keeping your data private and secure, so you can apply for a loan with confidence, knowing that your information is in safe hands.
If you have any questions or concerns about the security of our platform, our customer service team is always available to assist you. You can also read more about our security measures in our privacy policy.
How quickly can I receive funds after applying for a loan on my mobile?
Once your loan application is approved, you can receive the funds in your account almost instantly, thanks to PayID. If your bank supports PayID, the funds can be transferred to your account within 60 seconds of your contract being agreed to. This fast deposit process ensures that you can access the cash you need without waiting for regular banking hours.
Even if your bank doesn’t support PayID, you’ll still receive the funds within a few hours or by the next business day, depending on your bank’s processing times. At Fundo, we prioritise speed and convenience, so you can rest assured that your loan will be processed quickly, no matter what time you apply.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
