Loan App For Bad Credit

Your Solution for Quick Cash: Loan App for Bad Credit

Searching for a loan app for bad credit can often feel frustrating, especially with traditional lenders who might overlook your application due to a past credit issue. At Fundo, we believe that everyone deserves a chance to access funds for those unexpected expenses without being bogged down by tedious paperwork. As a friendly alternative lender, we’re committed to making short-term loans accessible to all Australians.

Why Choose Fundo?

💰 Flexible Options: We don’t automatically dismiss applicants based on their credit history. If you’ve had credit challenges in the past but can show that you’re now in a better financial position, we’d love to work with you.
⏱️ Speedy Process: Our straightforward loan application process allows you to get what you need quickly—no complex terms or hidden fees!
🔍 Transparency: We offer clear pricing and easy repayment options tailored to fit your needs.
📲 User-Friendly Tools: Enjoy a self-service dashboard that keeps you updated on your payment terms and provides valuable tips for managing your finances.
👍 Rewards for Good Behaviour: By displaying responsible borrowing habits, like early repayments, you can potentially enhance your chances of securing future loans.

Fundo understands the urgency of quick cash. Our Loan App for Bad Credit is designed for customers who need short-term funding for unexpected expenses, such as

🚑 Emergency loans for urgent situations
🏠 Home renovations to improve your living space

you can rely on our loans to help navigate those sudden financial challenges.

Simple Eligibility Criteria

At Fundo, we don’t complicate access to funds. To apply for a loan app for bad credit, you simply need to:

🌏 Be currently living in Australia
🧑‍💼 Be at least 18 years old
💵 Have a verified income of at least $1,000 per fortnight (including government benefits)
💪 Show that taking out a loan won’t cause undue financial strain

If you meet these criteria, you can effortlessly apply for a loan through our online platform, instead of continuing your quest for 'Loan Bad Credit Instant' options and other alternatives. When you apply during business hours, you could receive same-day funding, with the funds hitting your account within just 60 seconds of contract acceptance.

Curious about your chances? Check your Fundo Score to see how you can improve your financial standing. Remember, responsible borrowing can enhance your score and help you qualify for future loans!

Stop scrolling and start borrowing today! Choose Fundo as your trusted partner when looking for the perfect loan app for bad credit. We’re here for you, every step of the way!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Loan App For Bad Credit

Loan App For Bad Credit