Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Securing a loan ASAP with bad credit can feel daunting, but it doesn't have to be! Many lenders have strict requirements that make access to funds tricky if your credit score isn't perfect. At Fundo, we believe everyone deserves a chance. Our mission is to provide accessible short-term loans for Australians who need a hand, especially those who may have faced rejection elsewhere.
With Fundo, applying for a loan is simple, quick, and tailored to your needs. We focus on your situation rather than just numbers. Here’s how we stand out:
Need cash fast? Maybe it’s for an urgent repair or an unexpected bill—whatever the reason, we understand that life can throw surprises your way. With Fundo, you can access the funds you need without the lengthy wait. Why look anywhere else?
Finding a loan with manageable repayment terms is easier with Fundo. You won't need to browse through countless options for Little Loans Australia or Loan Borrowing Apps. Instead, you can rely on our quick process to get the financial support you need!
Our loans are designed for flexibility:
At Fundo, we focus not just on providing funds, but on empowering you to manage your repayment schedule effectively. For instance, if you pay your loan on time or even early, you could avoid additional fees! Plus, responsible repayment behaviour may improve your chances for future loans.
Wondering if you qualify for a loan ASAP with bad credit? It’s simple! Here’s what you need to apply:
Completing our quick online application form is the first step toward securing your funding. If you submit your application during business hours and meet the eligibility criteria, you could receive your funds on the same day!
Instead of endlessly searching for loans or cash loans for bad credit, take charge of your financial future today. Check your Fundo Customer Score to understand your creditworthiness better and explore ways to enhance your approval chances.
Don’t wait any longer! Apply for a loan and take the first step toward covering your immediate financial needs with Fundo!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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