Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can pop up at any moment, and when they do, you may find yourself searching for a loan bad credit solutions. At Fundo, we get it—navigating traditional lending can feel like wading through a sea of red tape, especially when piles of paperwork are involved. The last thing you want is to have your loan request rejected because of a credit issue. That’s why we’re here! As an alternative lender, our mission is to make small and medium loans accessible to everyone. We aim to understand your unique financial situation by looking beyond your credit history and conducting a thorough assessment.
When you're in need of fast cash, we offer a simple and straightforward online application process. Forget about the lengthy wait times at physical banks—at Fundo, you can have the funds you need hit your account within 60 seconds from contract acceptance, assuming you're eligible!
Our loans can be used for a variety of necessary expenses. Need a quick cash infusion for an unexpected bill? Our emergency loans are designed for that! Looking to tackle a pressing home issue? Our home renovation loans have got you covered. At Fundo, we’re committed to making finance easier with a user-friendly dashboard that helps you stay on top of your repayments and offers management tips!
If you're considering a loan bad credit option, Fundo presents a great choice. With minimal eligibility requirements for quick access to funds, why continue your search for payday loans no credit check? To apply for a loan with us, all you need is:
If you meet these criteria, it’s easy to apply! Just fill out our online application form with your personal and loan information. For returning customers, getting a new loan takes as little as three clicks. If submitted during business hours, same-day funding is a possibility! Not quite sure if you qualify? Check your Fundo Score to gauge your chances. Remember, good credit behaviour, like timely repayments, can enhance your score over time. Start your loan application with Fundo today and experience a hassle-free approach to borrowing! 🚀
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.