
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise—like home renovations, medical bills, or a spontaneous trip—it’s normal to think about loan consolidation options. At Fundo, we focus on making short-term loans accessible for Australians who need funds ASAP. Our streamlined process eliminates the waiting game, meaning you can get the support you need quickly. Forget the endless, time-consuming searches for loan consolidation options; with Fundo, you're already in the right place!
We understand that life can throw curveballs, and that’s why we offer flexible emergency loans alongside our other options tailored to meet your unique financial needs. You can use our short-term loans for purposes like home improvements, making it easier to tackle those projects or urgent expenses without the stress of overwhelming debt.
Applying for a loan at Fundo is a breeze! Our eligibility criteria are straightforward: you need to be over 18 years old, reside in Australia, and earn verifiable income of at least $1,000 per fortnight (including government benefits). We want to make sure you have the capacity to repay your loan comfortably.
Here's how you can get started:
For returning customers, we’ve made reapplying an even quicker process—you can complete it with just three clicks. This is part of our commitment to making borrowing with Fundo a seamless and enjoyable experience. Plus, your Fundo Score can significantly enhance your chances of approval. Engage with your score by meeting repayment deadlines and referring friends to us.
Say hello to hassle-free financial solutions and wave goodbye to the confusion often associated with loan consolidation options. Ready to take the next step and secure your funding? Apply now with Fundo today!
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Very easy to apply and money was transferred within the hour
Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.