Loan For Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws you a curveball, a loan can be the lifeline you need. Whether it’s tackling an unexpected home repair or funding that perfect holiday, finding the right support is essential. If you've found yourself searching for a loan for bad credit Australia, we understand how challenging that can be. That’s where Fundo comes into play. As an Australian-owned and operated lender, we pride ourselves on providing accessible short-term loans designed for individuals who may find it hard to get funded elsewhere.
At Fundo, we believe that every borrower deserves a fair chance. Here’s why choosing us makes sense, especially if you’re looking for a loan for bad credit:
When searching for that perfect loan for bad credit Australia, it’s important to know that Fundo is here to help with various financial needs. We offer tailored options such as:
Unlike some competitors that may focus solely on bad credit offerings, Fundo stands out by also rewarding positive financial behaviour. For example, you can lower your overall fees by making timely repayments or even paying in advance!
Ready to apply for a loan? Here’s what you need to know:
To qualify for a Fundo loan, you must:
New applicants can fill out our quick online application form, while returning customers can complete it with just three clicks! Applications submitted during business hours are often reviewed the same day, meaning you could start your journey towards financial stability without delay.
Your financial wellness is our priority! By maintaining a strong Fundo Score, you can enhance your ability to secure better loan terms and enjoy exclusive benefits. Improve your Fundo Score by making on-time payments and sharing our platform with friends. With Fundo, you’re not merely a number—you’re part of a community that values responsible lending.
So, why keep searching through info for a loan for bad credit Australia? Head over to our application page and take the first step towards financial empowerment with Fundo today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
