Loan For Debt
Same day funds up to $5,000
Same day funds up to $5,000
Finding a loan for debt can often feel like an uphill battle. Traditional banks are notorious for demanding extensive documentation and prolonged processes that can leave you feeling frustrated. Whether it’s for an urgent car repair or a sudden home expense, waiting weeks or even months for a loan just isn’t acceptable. Luckily, your search ends here with Fundo! We understand that you need a small loan quickly, and we’re here to simplify the entire lending process to suit your needs.
At Fundo, we believe in making financing accessible. Our streamlined online process means you can receive a speedy decision, usually within days, not weeks! Our short-term loans cater to your needs without the hassle of excessive paperwork. We provide small loans for Australians, and we’re committed to helping those with diverse financial circumstances, including those with fair credit scores.
When considering your options for a loan for debt, it’s essential to choose a lender that prioritises responsible borrowing practices. With Fundo, you can be confident. Our ethos revolves around rewarding good financial behaviour — for instance, we don’t charge prepayment penalties and actually reduce your monthly costs when you pay off your loan early.
Feeling overwhelmed by eligibility criteria? Rest assured, Fundo has straightforward requirements: you must be over 18 years old, currently residing in Australia, and earning a minimum of $1,000 per fortnight (which can include government benefits). Plus, you need to demonstrate that you can make your repayments without being worse off financially.
To start your application, just fill out our simple online form! Include details about how much you need and some personal information, and you'll be on your way to securing the funds you need. If everything goes well and you complete the application during business hours, there’s a good chance you could see your funds deposited into your account within 60 seconds after accepting your contract!
Boosting your Fundo Score can significantly increase your chances of being approved for future loans. Take steps like paying on time, referring friends, and managing your current loans responsibly. For more information on improving your score, check out our Fundo Score guidance.
With all that said, why wait? Apply today to unlock your opportunity for a quick and reliable loan for debt with Fundo. Take the first step towards reaching your financial goals with us!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.