Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you thinking about a home improvement loan? Whether it’s enhancing your living space or tackling that urgent repair, having access to quick and reliable funding can make all the difference. At Fundo, we know that unexpected expenses can pop up anytime, and we’re here to help you bridge that financial gap with our straightforward short-term loans.
With Fundo, you can utilize our home improvement loans to carry out renovations and upgrades that not only enhance your living conditions but can also increase your property’s resale value in Australia’s competitive real estate market. Our loans make fertile grounds for your home’s potential growth!
When you decide to take a loan with Fundo, you can expect the funds to hit your account within 60 seconds from contract acceptance. The process is designed for efficiency, ensuring you can address your home improvement needs without delay.
Is this your first time looking for a personal loan for home improvement? Here’s what you need to know about our eligibility criteria:
Should you choose to apply for your loan during business hours, we aim to approve and release funds within the same day. Returning customers will enjoy an even quicker process—just three easy clicks!
If you’ve been searching for a reliable house renovation loan or simply a bad credit instant cash loan, it’s time to explore what Fundo has to offer. We pride ourselves on our commitment to responsible lending practices and rewarding our customers for good borrowing behaviour. With the Fundo Customer Score, you can improve your chances of loan approval and even qualify for discounts and perks!
Ready to tackle your home improvement project? Stop searching and start your journey with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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