Loan In Minutes
Same day funds up to $5,000
Same day funds up to $5,000
When an urgent financial need arises, getting quick access to cash is essential. If you need a loan in minutes, Fundo provides a fast and easy solution. We offer small loans starting from $500, with a simple and quick online application process designed to get you approved in minutes. Whether it’s for an emergency expense, a medical bill, or another financial challenge, Fundo ensures that you get the cash you need quickly and efficiently.
At Fundo, we know that when financial emergencies occur, time is of the essence. That’s why our loan application process is designed for speed. Once you submit your application, our team reviews it promptly, often providing approval within minutes. If you have a PayID-enabled bank account, Fundo can transfer the loan funds to you within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, ensuring that you have access to the cash you need without delays.
In addition to fast approval and instant access to funds, Fundo offers flexible repayment options that are designed to suit your financial situation. Whether you need a short repayment term or more time, Fundo’s loans are flexible and easy to manage.
How fast can I get approved for a loan from Fundo?
Fundo’s online application process is designed to be fast and efficient. Once submitted, your application is reviewed quickly, often resulting in approval within minutes. If your bank account supports PayID, you can receive the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance.
What can I use a loan from Fundo for?
Fundo’s small loans can be used to cover urgent financial needs such as unexpected bills, medical expenses, car repairs, or other short-term financial gaps that require immediate attention.
How does Fundo’s PayID system provide instant access to funds?
If your bank account is PayID-enabled, Fundo can transfer your loan funds to you instantly�within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance�ensuring you have quick access to cash.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to fit your financial needs. Whether you need a shorter repayment period or more time, Fundo ensures that managing your loan is stress-free.
Do I need perfect credit to apply for a loan from Fundo?
No, Fundo doesn’t require perfect credit. We consider your current financial situation and your ability to repay the loan, rather than relying solely on your credit score.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
