Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When an urgent financial need arises, getting quick access to cash is essential. If you need a loan in minutes, Fundo provides a fast and easy solution. We offer small loans starting from $500, with a simple and quick online application process designed to get you approved in minutes. Whether it’s for an emergency expense, a medical bill, or another financial challenge, Fundo ensures that you get the cash you need quickly and efficiently.
At Fundo, we know that when financial emergencies occur, time is of the essence. That’s why our loan application process is designed for speed. Once you submit your application, our team reviews it promptly, often providing approval within minutes. If you have a PayID-enabled bank account, Fundo can transfer the loan funds to you within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, ensuring that you have access to the cash you need without delays.
In addition to fast approval and instant access to funds, Fundo offers flexible repayment options that are designed to suit your financial situation. Whether you need a short repayment term or more time, Fundo’s loans are flexible and easy to manage.
How fast can I get approved for a loan from Fundo?
Fundo’s online application process is designed to be fast and efficient. Once submitted, your application is reviewed quickly, often resulting in approval within minutes. If your bank account supports PayID, you can receive the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance.
What can I use a loan from Fundo for?
Fundo’s small loans can be used to cover urgent financial needs such as unexpected bills, medical expenses, car repairs, or other short-term financial gaps that require immediate attention.
How does Fundo’s PayID system provide instant access to funds?
If your bank account is PayID-enabled, Fundo can transfer your loan funds to you instantly - within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance - ensuring you have quick access to cash.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to fit your financial needs. Whether you need a shorter repayment period or more time, Fundo ensures that managing your loan is stress-free.
Do I need perfect credit to apply for a loan from Fundo?
No, Fundo doesn’t require perfect credit. We consider your current financial situation and your ability to repay the loan, rather than relying solely on your credit score.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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