Loan In Minutes
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When an urgent financial need arises, getting quick access to cash is essential. If you need a loan in minutes, Fundo provides a fast and easy solution. We offer small loans starting from $500, with a simple and quick online application process designed to get you approved in minutes. Whether it’s for an emergency expense, a medical bill, or another financial challenge, Fundo ensures that you get the cash you need quickly and efficiently.
At Fundo, we know that when financial emergencies occur, time is of the essence. That’s why our loan application process is designed for speed. Once you submit your application, our team reviews it promptly, often providing approval within minutes. If you have a PayID-enabled bank account, Fundo can transfer the loan funds to you within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, ensuring that you have access to the cash you need without delays.
In addition to fast approval and instant access to funds, Fundo offers flexible repayment options that are designed to suit your financial situation. Whether you need a short repayment term or more time, Fundo’s loans are flexible and easy to manage.
How fast can I get approved for a loan from Fundo?
Fundo’s online application process is designed to be fast and efficient. Once submitted, your application is reviewed quickly, often resulting in approval within minutes. If your bank account supports PayID, you can receive the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance.
What can I use a loan from Fundo for?
Fundo’s small loans can be used to cover urgent financial needs such as unexpected bills, medical expenses, car repairs, or other short-term financial gaps that require immediate attention.
How does Fundo’s PayID system provide instant access to funds?
If your bank account is PayID-enabled, Fundo can transfer your loan funds to you instantly - within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance - ensuring you have quick access to cash.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to fit your financial needs. Whether you need a shorter repayment period or more time, Fundo ensures that managing your loan is stress-free.
Do I need perfect credit to apply for a loan from Fundo?
No, Fundo doesn’t require perfect credit. We consider your current financial situation and your ability to repay the loan, rather than relying solely on your credit score.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
