Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Life can be unpredictable, so you might find yourself wondering at times if you can get a loan in minutes to cover emergency expenses. It’s possible to get the result of a loan application in minutes; however, the exact timing depends on the lender’s process. 

Now, if we bring Fundo into the equation, our process is built with your needs in mind – it’s simple, streamlined, and accessible from anywhere. When you apply for a loan with us, we put every effort into reviewing your application swiftly yet meticulously, increasing your chances of receiving a decision quickly. 

Our business hours are from 9:00 a.m. to 6:00 p.m. from Monday through Friday and from 9:00 a.m. to 5:00 p.m. on Saturdays, Sydney time. If you submit your online loan application within these time frames, we will promptly process your application, increasing the likelihood of receiving funds on the same day.

In the event that your application is received after our business hours, we can’t guarantee to give you a loan in minutes, but we will aim to get back to you on the next business day. This is to ensure that we give proper attention to every detail when evaluating your loan application.

When aiming to get a loan in minutes, it’s likely you’re also interested in the factors that can affect your chances for loan approval, such as your credit score. 

Your credit score plays a significant role in the evaluation of your loan application, as most lenders use it as an indicator of your creditworthiness. Typically, a higher credit score increases your chances of getting approved since lenders perceive borrowers with higher credit scores as less risky, making them more likely to approve your loan application. 

Does this mean borrowers with less-than-perfect credit scores can’t apply for a loan? At Fundo, all eligible borrowers are welcome, even those with a not-so-flawless financial past. We understand that everyone’s financial path can be filled with obstacles and unforeseen circumstances, so we don’t solely rely on your credit score when we assess your loan application. 

Instead, we consider your credit score just one piece of the puzzle in our decision-making process and take a holistic approach by also looking into your capabilities to repay your loans. 

If you’re planning to get a loan in minutes and are wondering what a grace period is, it’s a provision offered by some lending institutions, banks, and insurance companies that allows customers to postpone payment for a certain period of time after the due date. Now, the availability of a grace period depends on the specific loan conditions set by the lender.

As a responsible lender, we at Fundo are dedicated to helping you make your repayments comfortably. This is why we offer our short-term loans with flexible repayment terms.

When you get approved for Fundo quick loans, you also get access to a self-service dashboard. On this dashboard, you can keep track of your loan details, conveniently make or schedule your payments, and stay updated on upcoming due dates. But that’s not all! The dashboard also offers valuable tips and advice to enhance your financial well-being and cultivate healthy financial habits.

It’s only natural that you want to understand the total cost associated with your loan, including interest and fees, when considering applying for a loan in minutes. A breakdown of your loan feesis usually available directly from your lender by contacting their team. Here at Fundo, you can reach us by phone, email, or via our website.

You can also rest assured that all our loan fees are in line with industry standards, meaning the costs associated with your loan are governed by lending legislation. There are no hidden costs or surprises either – just straightforward and responsible lending.

We at Fundo understand that unexpected expenses can arise, and there may be times when you need a loan in minutes. We designed the Fundo Credit Score to help you improve your chances of loan approval with your future medium or small loans with Fundo. Simply put, the better your Fundo Credit Score, the better your chances of getting approved for our online loans. 

By actively reviewing our services, referring friends, or consistently making timely or early payments, you can enhance your Fundo Credit Score. You can also improve your Fundo Credit Score by avoiding taking loansfrom other lenders. 

No need to take time off your busy day; at Fundo, you can apply for a loan in minutes online. Apply for a loan today! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.