Loan With Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're in need of a loan to tackle an unforeseen expense or enhance your home, the traditional lending route can often feel complicated and cumbersome. Many Australians turn to alternative financing options and often find themselves exploring options like “loan with bad credit Australia.” At Fundo, we understand the struggles of dealing with strict eligibility requirements and excessive paperwork typical of banks and conventional lenders. That’s why we’ve streamlined our process to help you get the funds you need quickly and easily.
At Fundo, we aim to make securing a loan as straightforward as possible. Our application process is designed to be hassle-free, ensuring you can access the financing you need without lengthy forms or waits. With our friendly service, you don’t have to worry about whether your credit history will impact your eligibility. We value your current financial situation and work with you to find a suitable solution.
If you’ve been searching for a “loan with bad credit Australia,” and feeling overwhelmed by your options, it’s time to put your search to rest with Fundo. Our lending solutions are crafted to be not just accessible but also convenient. Whether you need funds for home renovations, urgent expenses, or other financial needs, we’ve got you covered. For a friendly approach to financing, look into our emergency loans or home renovation loans.
To qualify for a Fundo loan, you must currently reside in Australia, be over 18 years old, and demonstrate verified income of at least $1,000 per fortnight, which can include government benefits. We evaluate your ability to repay without imposing undue financial hardship. Additionally, our Fundo Score is a handy tool for assessing your eligibility. By maintaining responsible borrowing practices, you can increase your score over time, which may enhance future loan approvals.
Ready to take the first step? Click the 'Apply Now' button on our homepage to begin your loan application. Simply fill out the necessary details about your desired loan amount, personal information, and contact info. For returning customers, our process can be completed in just three clicks! You could even receive a notification regarding your approval on the same day, provided your application is submitted within business hours.
Stop searching for “direct cash loans” and “short term loans” any longer. Choose Fundo for your loan with bad credit in Australia and experience a fast, friendly, and supportive service. It’s time to secure the funds you need with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
