Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When you find yourself needing loans ASAP, our online service is the answer. We know that the unexpected happens, and sometimes you need a little financial assistance at short notice. 

The application process for our short term loanshas been designed with user-friendliness in mind, and we’ve done away with the lengthy, often complicated procedures associated with traditional lending institutions. 

To be eligible for our quick loans, you must:

With Fundo, your financial needs are always a priority.

When you’re searching online for ‘last minute loans’ or ‘instant cash loans’, you’re probably on the hunt for a lender who can provide you with the money you need quickly. However, many lenders’ processes may not be as speedy as you need them to be. Aware of this pressing concern, we’ve fine-tuned our operations, bringing speed and responsiveness to the forefront. 

At Fundo, we’ve designed our services with a clear understanding of your urgent needs. Recognising that when it comes to finances, every minute counts, we’ve streamlined our small loans processes to ensure most of our customers receive loan approvals within a matter of a few hours of their application.

We take pride in ensuring that the distance between your loan approval and the funds transfer is as short as possible. Our aim is to bring you closer to getting your loans approved swiftly and even having the funds safely in your account on the very same day. 

At Fundo, we’re firmly rooted in the belief that one’s financial past shouldn’t dictate their financial future, and that’s why we provide instant loan solutions even for those with credit scores that might not be gleaming.

This belief fuels our innovative Fundo Credit Score system, an initiative that goes beyond the conventional assessment of your credit history. Instead, it recognises your dedication to making prompt repayments, the insightful feedback you provide, and any recommendations you extend to friends about Fundo. 

We also empower you with a tailored account dashboard, a platform where you can effortlessly stay on top of your financial dealings. It allows you to update your account details, schedule or reschedule repayments, and keep an eye on your loan specifics, be they the outstanding balance, the loan term, or upcoming payment dates. 

A few fees or charges typically associated with taking out loans ASAP include application fees and interest charges.

At Fundo, we value transparency and honesty. We don’t believe in springing unpleasant surprises on our customers, so we’ve ensured our loan process is free from hidden charges and confusing legal jargon. We charge fees on our small loans, but we explain them to you clearly, giving you a clear picture of your obligations.

You can be assured that our fees are in line with industry standards, and we don’t have any hidden costs, as all fees are disclosed during the loan offer stage. Our loan agreement clearly outlines all the costs associated with your loan.

Our approachable line of communication ensures that our customers feel valued and well-informed. With Fundo, your financial well-being is in trusted, responsible hands.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.