Loans Asap
Same day funds up to $5,000
Same day funds up to $5,000
When you need cash quickly, finding a loan that provides fast approval and funding is crucial. Fundo offers small short-term loans starting from $500, with a quick and easy online application process that ensures you can get approved fast. Whether it’s for an unexpected bill, a financial emergency, or a short-term expense, Fundo’s ASAP loans are designed to give you quick access to the funds you need without the long wait associated with traditional lenders.
At Fundo, we understand that financial emergencies can’t wait. That’s why we’ve streamlined our loan process to ensure that once you’ve submitted your application, you can receive approval often on the same day. If you have a PayID-enabled bank account, Fundo can transfer the funds to you in as little as 60 seconds from accepting your loan agreement, allowing you to manage your finances without delay.
In addition to fast approval, Fundo offers flexible repayment options that are tailored to fit your financial situation, making it easy to manage your loan without added stress.
Loans ASAP FAQs
How fast can I get approved for an ASAP loan from Fundo?
Fundo’s online application process is designed to be fast and efficient. Once your application is submitted, our team reviews it quickly, often providing same-day approval. If you have a PayID-enabled bank account, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement, allowing you to handle your financial emergency right away.
What can I use an ASAP loan from Fundo for?
Fundo’s small loans, starting from $500, can be used to cover a wide range of urgent financial needs. Whether it’s an unexpected bill, an emergency medical expense, or another short-term financial gap, Fundo’s loans provide fast access to cash to help you manage your expenses.
How does Fundo’s PayID system work for instant funding?
If you have a PayID-enabled bank account, Fundo can transfer your loan funds instantly after approval. This means you could have the money in your account in as little as 60 seconds from accepting your loan agreement, allowing you to handle your financial emergency right away.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are designed to fit your budget. Whether you need a shorter repayment period or more time to repay, Fundo ensures that managing your loan is as easy and stress-free as possible.
Do I need perfect credit to apply for a loan from Fundo?
No, Fundo does not require perfect credit to apply for a loan. While we may perform a credit check as part of our responsible lending practices, we focus on your current financial situation and ability to repay the loan. Even if your credit history isn’t perfect, you may still qualify for a loan from Fundo as long as you meet our other eligibility criteria.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
