Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Are you on the lookout for loans asap bad credit? If you're facing unexpected expenses and traditional banks are causing you headaches, Fundo is here to help! We understand that quick cash solutions are essential, especially during financial emergencies. With Fundo, you can get swift and easily accessible short-term loans designed specifically for individuals with less-than-perfect credit scores. Our aim is to simplify your borrowing experience, so you can focus on what truly matters.
When searching for fast funding, choosing the right lender is crucial. Here’s what sets Fundo apart:
Whether you need funds for unexpected events or a one-off expense, Fundo has got you covered with flexible loan types. Explore options that align with your requirements, whether you're interested in emergency loans, home renovation loans, or others tailored for urgent cash needs.
It’s natural to wonder if you’ll qualify for a loan. With Fundo, we keep eligibility criteria simple and user-friendly. To apply, you'll need to:
Complete our straightforward online application and provide us with details like your personal information, financial income, and the loan amount you wish to borrow. If you meet the eligibility criteria and apply during business hours, you could receive funds on the same day!
Your Fundo Customer Score plays a crucial role in maximizing your loan opportunities. By maintaining responsible credit behaviour, such as paying on time and referring friends, you’ll not only improve your Fundo Customer Score but also enhance your chances for future loan approvals.
Don’t waste time searching for loans asap bad credit elsewhere! With Fundo, you can retrieve the funds you need promptly and efficiently. Apply now and experience the simplicity of borrowing that we offer for your financial peace of mind.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.