Loans Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding loans bad credit Australia can sometimes feel like navigating a maze—especially when your credit score isn’t as high as you’d like. At Fundo, we understand the challenges faced by applicants who may struggle with traditional lending standards. Our goal is to ensure that everyone, including those with less-than-perfect credit, has the opportunity to access the funds they need swiftly and efficiently.
You don’t need to keep searching for no credit check loans or options that claim to work for everyone. Fundo caters specifically to those needing small loans quickly, with repayment schedules tailored to your situation. Whether you need a quick fix for an unexpected car repair or funds for an emergency medical bill, our emergency loans are here to support you with the cash you require.
Thinking of applying? Here's what you need:
If you meet these criteria, applying is easy! Simply fill out our application form, and if submitted during business hours, there's a great chance you’ll receive approval and funding on the same day. For our returning borrowers, it takes just three clicks to get your loan.
With Fundo, we believe in rewarding our customers for their responsible financial behaviour. Our Fundo Score system encourages you to manage your repayments well, which means better chances for future loans and access to possible discounts! By ensuring on-time payments and sharing your positive experiences with friends, you can build a better Fundo Score and enjoy the benefits it offers.
Ready to take the next step? Stop searching for loans bad credit Australia—you’ve found Fundo, your dependable partner for short-term loans. Apply for a Fundo loan today and take control of your finances with ease!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
