Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When you're in need of quick cash to tackle unexpected expenses, short-term loans can be a real lifesaver. If your search for loans based on credit score has led to frustration with traditional lenders, you're not alone. The tedious paperwork and constant worry of rejection due to past credit issues can be daunting. Here at Fundo, we’re transforming this experience for Australians! As an alternative lender, we don't automatically dismiss applicants based on their credit history. Everyone's financial journey is unique, and a previous credit challenge doesn't mean you can’t manage repayments successfully now.
We pride ourselves on being Australian-owned and -managed, with a commitment to transparency — no hidden fees and flexible repayment options mean you’re in control of your loan. Our goal is to simplify the process of securing a small loan, because why should getting funds take ages? With Fundo, our streamlined application process means you can obtain the cash you need promptly, without the legal jargon and complicated terms.
At Fundo, we’re aware that researching loans based on credit score can often be a hassle. We strive to alleviate that burden, making the loan application process straightforward and stress-free. Our online platform offers valuable insights into managing finances responsibly, enabling you to take control of your borrowing.
Forget about endless searches on 'loans in NSW' or 'loans for bond money'. With Fundo, receiving support has never been easier. Our eligibility criteria are minimal — simply be of legal age and earn at least $1,000 per fortnight, including any government benefits. It's also essential that you can manage repayments without jeopardizing your financial stability.
The application process is quick! Just provide some basic personal information, and if you’re a returning customer, you can reapply in just three clicks! Submit your application during business hours, and if you're eligible, you could see funds in your account within 60 seconds of contract acceptance. And for those curious about their potential qualifications, make sure to check your Fundo Customer Score to see your standing.
Ready to take the next step? Fill out a loan application today and see how Fundo can support your financial journey!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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