Loans Based On Credit Score
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you're in need of quick cash to tackle unexpected expenses, short-term loans can be a real lifesaver. If your search for loans based on credit score has led to frustration with traditional lenders, you're not alone. The tedious paperwork and constant worry of rejection due to past credit issues can be daunting. Here at Fundo, we’re transforming this experience for Australians! As an alternative lender, we don't automatically dismiss applicants based on their credit history. Everyone's financial journey is unique, and a previous credit challenge doesn't mean you can’t manage repayments successfully now.
We pride ourselves on being Australian-owned and -managed, with a commitment to transparency — no hidden fees and flexible repayment options mean you’re in control of your loan. Our goal is to simplify the process of securing a small loan, because why should getting funds take ages? With Fundo, our streamlined application process means you can obtain the cash you need promptly, without the legal jargon and complicated terms.
At Fundo, we’re aware that researching loans based on credit score can often be a hassle. We strive to alleviate that burden, making the loan application process straightforward and stress-free. Our online platform offers valuable insights into managing finances responsibly, enabling you to take control of your borrowing.
Forget about endless searches on 'loans in NSW' or 'loans for bond money'. With Fundo, receiving support has never been easier. Our eligibility criteria are minimal — simply be of legal age and earn at least $1,000 per fortnight, including any government benefits. It's also essential that you can manage repayments without jeopardizing your financial stability.
The application process is quick! Just provide some basic personal information, and if you’re a returning customer, you can reapply in just three clicks! Submit your application during business hours, and if you're eligible, you could see funds in your account within 60 seconds of contract acceptance. And for those curious about their potential qualifications, make sure to check your Fundo Score to see your standing.
Ready to take the next step? Fill out a loan application today and see how Fundo can support your financial journey!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
