Loans By Phone

If you’re searching for loans by phone, you might be looking for a fast and convenient way to apply without needing to visit a bank or fill out excessive paperwork. While some lenders still offer phone-based applications, Fundo makes it even easier with our mobile-friendly website. We offer small loans starting from $500, and our fast online application process allows you to apply for and manage your loan entirely from your mobile device. There’s no need to call - everything can be done quickly and conveniently online.

Why Choose Fundo for Mobile-Friendly Loan Applications?

Fundo’s mobile-friendly platform ensures that you can apply for a loan whenever and wherever you need to, without having to make a phone call. Whether you’re at home, at work, or on the go, Fundo’s online application process is designed for ease of use on any device. Our loans start from $500, giving you the financial flexibility to cover unexpected expenses like car repairs, medical bills, or household emergencies.

Not only is the application process simple, but Fundo also offers quick approval times. You won’t have to wait long to know if your loan has been approved - our goal is to make sure you get the funds you need as soon as possible. With flexible repayment options, Fundo helps ensure that managing your loan is stress-free.

How Fundo’s Mobile-Friendly Loan Process Works

Apply Online on Your Phone: Visit our mobile-friendly application page to get started. The application is easy to fill out and takes only a few minutes, whether you’re on a phone, tablet, or computer.
Fast Approval: Once your application is submitted, our team works quickly to review it. In many cases, you can receive approval the same day, giving you access to funds without the usual waiting times.
Get Your Funds: After approval, the loan funds are transferred directly to your bank account. Depending on the time of your application, you could have the money the same day or the next business day.
Manage Your Loan Online: Fundo’s platform also allows you to manage your loan entirely online. You can track your repayments, update your details, and stay on top of your loan from the convenience of your mobile device.

Eligibility for Fundo’s Loans

To apply for a loan with Fundo, you need to meet the following requirements:

Be at least 18 years old
Reside in Australia
Have a regular income of at least $1,000 per fortnight (this can include government benefits)
Demonstrate the ability to repay the loan without financial hardship

Loans by Phone FAQs

Can I apply for a loan using my phone?

Yes! With Fundo, you don’t need to call to apply for a loan. Instead, you can visit our mobile-friendly website and complete the entire application online. Whether you’re using a phone, tablet, or computer, the process is fast and simple, and you can apply from anywhere.

How quickly can I get approved for a loan through Fundo?

Fundo offers fast approvals, often on the same day. Once you submit your online application, our team reviews it quickly. If approved, you can receive the funds within hours or the next business day, depending on when you apply.

What can I use a Fundo loan for?

Fundo’s loans, starting from $500, can be used for a wide range of financial needs. Whether you’re covering an emergency expense, repairing your car, paying medical bills, or managing unexpected costs, our loans provide flexible financial support when you need it most.

How can I check my credit score before applying for a loan?

If you’re curious about your credit score before applying for a loan, you can check it for free through online services like Equifax, Experian, or Illion. These services give you an overview of your credit history, helping you understand your financial standing before submitting a loan application. While Fundo focuses on your current financial situation, it’s always a good idea to be informed.

What if I can’t repay my loan on time?

If you find yourself struggling to make a repayment, it’s important to contact Fundo as soon as possible. We offer flexible repayment options and can work with you to adjust your repayment schedule to better fit your financial situation. Communication is key, and Fundo is committed to helping you manage your loan responsibly.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Loans By Phone