Loans For Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need cash in a hurry? A short-term loan can be your lifesaver during those unexpected financial moments. If you're searching for loans for bad credit in Australia, you’re likely overwhelmed by traditional lending options that focus heavily on credit scores. With Fundo, we understand the obstacles that many Australians encounter, and we're here to offer a refreshing alternative to complex lending processes.
At Fundo, we believe in making the loan application experience as smooth as possible. We won't solely rely on your Fundo Score—we take a comprehensive look at your overall financial circumstances. Our goal is to help you find a suitable loan without the stress of long paperwork or the dread of rejections based on past credit issues. Enjoy the peace of mind that comes with transparent agreements and no hidden fees!
If you require urgent funding for a personal need, such as covering unexpected medical bills or car repairs, Fundo's options are designed to help you. We provide a variety of short-term loans tailored to your needs. Whether you're looking for assistance with emergency expenses or need financial support for home improvement projects, we have you covered.
When you apply for a loan for bad credit in Australia, you deserve a lender who prioritises convenience. At Fundo, we have established a user-friendly online application process that complements our eligibility requirements. To qualify for a Fundo loan, you must:
Simply fill out your personal details, contact information, and the desired loan amount in our application form. And if you're concerned about your chances of approval, don’t hesitate to gauge how your Fundo Score can help you achieve a better outcome. Remember, demonstrating responsible financial behaviour can boost your chances of being approved for future loans.
Ready to take the next step? Stop searching for urgent personal loans and experience the ease of funding with Fundo. Apply today for a short-term loan and discover how we can support your financial journey!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
