Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you're in need of quick financial support and have been searching for loans for bad credit rating, Fundo is here to help! Navigating the world of traditional lenders can often be frustrating and time-consuming, not to mention the mountain of paperwork involved. Alternative lenders like Fundo simplify the process, making it easier for you to get the cash you need without the stress.
With Fundo, you can access short-term loans tailored for everyday expenses, whether it’s for an unexpected bill or a planned purchase. We’re focused on making borrowing simple and convenient for everyone.
Searching for loans for bad credit rating doesn’t have to be a hassle. You can use Fundo's loans for various needs including:
We also encourage healthy borrowing behaviour! By keeping your commitments in check, you may improve your Fundo Customer Score, giving you a better chance for future loans. Plus, you can look forward to helpful tips on managing your finances.
Getting started with Fundo is easy! Our eligibility criteria are straightforward, which makes qualifying for a loan much more accessible:
To apply, simply fill out our online application with your personal and financial details. It’s quick and efficient, and if you apply during business hours, there’s a good chance you could see funds in your account the same day!
Stop worrying about transactions and predicaments that come with seeking loans for bad credit rating. Instead, take a step towards improving your financial situation. Submit your loan application with Fundo today and see how simple borrowing can be!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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