Loans For Financial Hardship
Same day funds up to $5,000
Same day funds up to $5,000
Searching for loans for financial hardship? You’re not alone. Many people find themselves in situations requiring quick funding for unexpected expenses and emergencies. At Fundo, we offer short-term loans designed to help Australians like you navigate these tough times with ease. We’re committed to making financial assistance accessible, regardless of your past credit experiences. Your credit history is just one part of your financial story, and with our understanding approach, we provide reliable options for funding even if your credit isn’t perfect.
Whether you're searching for loans for funerals or trying to gather funds for a last-minute plan, we’ve got your back. Our loans for financial hardship come with flexible terms that put you in control. There are no hidden fees for early repayment, so you can settle your loan whenever you’re ready without worrying about extra costs.
To qualify for a Fundo loan, ensure you meet the following criteria:
Once you meet these requirements, simply apply via our website. If you’re curious about your approval chances, you can enhance your Fundo Score through responsible borrowing and on-time payments. When you use Fundo for your borrowing needs, we reward your good credit behaviour over time.
Ready to overcome your financial challenges? If you've previously been searching for terms like 'Fast Student Loans' or 'Cash', you've landed in the right place. Our application process is a breeze, and for returning customers, it’s even quicker—possibly just three clicks!
Don’t let financial hardship hold you back. Apply for your small loan today and see how Fundo can help you manage life's bumps with confidence!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.