Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Finding yourself in need of quick financial support can be overwhelming, especially when unexpected expenses pop up. Many Australians search for loans for people with bad credit to address these financial gaps. Traditional lenders like banks often impose barriers that make it challenging for those with less-than-perfect credit scores to secure funds promptly. That’s where Fundo steps in, offering tailored lending solutions to help you manage your finances without stress.
Fundo is an online lender dedicated to providing short-term loans to Australians, even those facing credit challenges. We pride ourselves on an easy application process that eliminates the hidden fees and complicated terms prevalent in traditional banking. With Fundo, you can enjoy:
Our goal is to offer loans for people with bad credit, ensuring everyone has the opportunity to find the financial help they need. With minimal eligibility requirements, we make it easier for you to qualify compared to more conventional lenders:
If you're in urgent need of cash, Fundo is your reliable alternative. We provide emergency loans specifically designed to handle unexpected expenses swiftly. Apply during our business hours for the best chance of receiving your funds on the same day.
Maintaining good financial habits not only benefits you now but can pave the way for better lending terms in the future. By making timely repayments and referring friends to Fundo, you can enhance your Fundo Customer Score and increase your chances of getting approved for future loans.
If you're tired of searching for 'last minute loans for bad credit' or 'instant approval loans for bad credit', it's time to consider Fundo. Our simplified application process, coupled with a commitment to customer satisfaction, makes us the perfect choice to meet your financial needs. Don't hesitate; apply today and take the first step towards financial stability!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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