Loans For People With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding yourself in need of quick financial support can be overwhelming, especially when unexpected expenses pop up. Many Australians search for loans for people with bad credit to address these financial gaps. Traditional lenders like banks often impose barriers that make it challenging for those with less-than-perfect credit scores to secure funds promptly. That’s where Fundo steps in, offering tailored lending solutions to help you manage your finances without stress.
Fundo is an online lender dedicated to providing short-term loans to Australians, even those facing credit challenges. We pride ourselves on an easy application process that eliminates the hidden fees and complicated terms prevalent in traditional banking. With Fundo, you can enjoy:
Our goal is to offer loans for people with bad credit, ensuring everyone has the opportunity to find the financial help they need. With minimal eligibility requirements, we make it easier for you to qualify compared to more conventional lenders:
If you're in urgent need of cash, Fundo is your reliable alternative. We provide emergency loans specifically designed to handle unexpected expenses swiftly. Apply during our business hours for the best chance of receiving your funds on the same day.
Maintaining good financial habits not only benefits you now but can pave the way for better lending terms in the future. By making timely repayments and referring friends to Fundo, you can enhance your Fundo Score and increase your chances of getting approved for future loans.
If you're tired of searching for 'last minute loans for bad credit' or 'instant approval loans for bad credit', it's time to consider Fundo. Our simplified application process, coupled with a commitment to customer satisfaction, makes us the perfect choice to meet your financial needs. Don't hesitate; apply today and take the first step towards financial stability!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
