Loans For People With Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Many individuals find themselves exploring options for loans for people with bad credit in Australia due to various financial needs that arise unexpectedly. If you've faced difficulties accessing traditional bank loans or have encountered hiccups with your credit history, you're not alone! At Fundo, we understand the challenges you may face and are here to offer a supportive alternative when life throws those curveballs.
At Fundo, we're more than just a lender; we're your partner in navigating financial hurdles. Despite a less-than-perfect credit score, our streamlined application process can grant you access to the funds you need without unnecessary stress.
Tired of searching for loans for low credit scores, or perhaps options labeled as no credit check loans? While no check loans may sound enticing, please note that a credit check is part of our assessment process to confirm your eligibility. However, our friendly approach makes getting started easy and approachable!
Here are some advantages of our loan offerings:
Whether you need cash for an urgent expense or plan home improvements, our emergency loans and renovation loans can empower you to achieve your goals effectively.
If you've been on the lookout for the best loans for people with bad credit in Australia, consider this your final stop! Our eligibility requirements are straightforward: you must reside in Australia, be over 18, and have a verified income of at least $1,000 per fortnight, including any government benefits. It's vital to showcase your ability to make repayments without straining your finances.
Ready to kickstart your Fundo journey? Simply fill out our application form with your details and desired loan amount. If you submit during business hours and are approved, we’ll endeavour to have the cash in your account swiftly. Plus, keep boosting your Fundo Score by repaying loans on time and recommending us to friends!
Stop looking around and apply for a Fundo loan today – your reliable financial partner is just a few clicks away!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
