Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Need quick access to funds for those unexpected moments? At Fundo, we understand that life's little emergencies can catch anyone off guard. If you've been on the hunt for loans for people with defaults, you may have noticed many traditional lenders turn you away. That’s not the case with us! We believe that your past credit challenges shouldn’t define your future. Whether you’ve faced some credit hiccups or have had to navigate complex paperwork, we're here to simplify the process.
We’re Fundo, an alternative lender committed to making short-term loans accessible to everyone in Australia. Our goal is to make borrowing straightforward and hassle-free. There's no need to get bogged down by lengthy documentation or tedious applications. With us, you’ll find a friendly and quick application process that can get you the funds you need in no time.
If you’ve been searching for lenders with options suited for your needs, like same-day loans for bad credit, we’re happy to say we’ve got you covered! At Fundo, we understand the value of being a responsible borrower, and we’ll do our part to support you. By consistently paying on time, you can avoid late fees and enhance your chances for future loans. Our dashboard provides everything you need to stay informed, from checking your payment history to viewing loan information at your fingertips.
Had enough of complicated searches for easy ways to get a loan? Look no further. Apply with Fundo, where the application is straightforward and the eligibility requirements are minimal. To qualify for a loan, you must:
If these criteria fit your situation, simply fill out our user-friendly online application. You could even receive funds in your account within 60 seconds of accepting the contract! And as a returning customer, reapplying is just a matter of three easy clicks.
Worried about your Fundo Customer Score? It reflects your responsible behaviour as a borrower, and consistently repaying your loans can help raise it, enabling access to better offers in the future. Remember—less dependency on loans from other lenders can also boost your score!
Don’t let your past credit issues hold you back. Today is the perfect day to apply for a loan that fits your needs and gets your finances back on track. Choose Fundo for your loans for people with defaults—we’re here to lend a helping hand!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.