Loans For People With Defaults
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need quick access to funds for those unexpected moments? At Fundo, we understand that life's little emergencies can catch anyone off guard. If you've been on the hunt for loans for people with defaults, you may have noticed many traditional lenders turn you away. That’s not the case with us! We believe that your past credit challenges shouldn’t define your future. Whether you’ve faced some credit hiccups or have had to navigate complex paperwork, we're here to simplify the process.
We’re Fundo, an alternative lender committed to making short-term loans accessible to everyone in Australia. Our goal is to make borrowing straightforward and hassle-free. There's no need to get bogged down by lengthy documentation or tedious applications. With us, you’ll find a friendly and quick application process that can get you the funds you need in no time.
If you’ve been searching for lenders with options suited for your needs, like same-day loans for bad credit, we’re happy to say we’ve got you covered! At Fundo, we understand the value of being a responsible borrower, and we’ll do our part to support you. By consistently paying on time, you can avoid late fees and enhance your chances for future loans. Our dashboard provides everything you need to stay informed, from checking your payment history to viewing loan information at your fingertips.
Had enough of complicated searches for easy ways to get a loan? Look no further. Apply with Fundo, where the application is straightforward and the eligibility requirements are minimal. To qualify for a loan, you must:
If these criteria fit your situation, simply fill out our user-friendly online application. You could even receive funds in your account within 60 seconds of accepting the contract! And as a returning customer, reapplying is just a matter of three easy clicks.
Worried about your Fundo Score? It reflects your responsible behaviour as a borrower, and consistently repaying your loans can help raise it, enabling access to better offers in the future. Remember—less dependency on loans from other lenders can also boost your score!
Don’t let your past credit issues hold you back. Today is the perfect day to apply for a loan that fits your needs and gets your finances back on track. Choose Fundo for your loans for people with defaults—we’re here to lend a helping hand!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
