Loans For Poor Credit
Same day funds up to $5,000
Same day funds up to $5,000
Searching for loans for poor credit? We understand that life can throw unexpected expenses your way, making it essential to have quick access to funds. Traditional banks often overlook those with less-than-perfect credit histories, leaving many seeking alternative lending solutions. That's where Fundo comes in! As a friendly and accessible option for Australians, we offer tailored short-term loans designed to meet your unique financial needs.
At Fundo, we’re dedicated to accommodating those with a less-than-ideal credit background. While terms like 'loans for really bad credit' might suggest limited options, we assure you our diverse range of loans means there’s something for everyone. Whether you're considering taking out an emergency loan or require funding for personal expenses that fall within our requirements, we’ve got you covered.
Thinking you might not meet the criteria for a loan? Think again! Fundo's eligibility requirements are manageable:
Ready to take the leap? Applying for a loan with Fundo is seamless. Simply head to our online platform, fill out the application with the amount you wish to borrow, and include your personal financial information. If you apply during business hours, you might see the funds in your account the very same day!
Plus, boosting your **Fundo Score** can enhance your borrowing capabilities in the future. You can work on improving your score by referring friends, leaving positive reviews, and always making timely repayments. So, there’s really no need to search for terms like 'unemployed loans' or 'online payday loans' any longer. Choose Fundo for your financial needs and experience hassle-free loans today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.