Loans For Unemployed Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Life can throw unexpected financial challenges your way, whether it's a surprise bill or an urgent repair. If you're searching for loans for unemployed bad credit, look no further than Fundo! We understand that not everyone has a stable income or a perfect credit history, and that’s why we strive to make our loans accessible to you.
As a friendly, Australian-owned lender, Fundo offers short-term loans designed to fit your needs. Our process is straightforward, with no overwhelming paperwork or hidden fees. You deserve fast and clear communication when it comes to your finances, and we deliver just that. Here’s how we stand out:
Our loans are versatile and can help you handle a variety of situations:
If you've been exploring options such as Loans That Accept Up Bank or No Paperwork Loans, you'll be pleased to know that Fundo can accommodate your needs. Our loans are designed for quick cash requirements, and we make sure to keep the process as swift as possible.
Worried about meeting eligibility criteria for loans for unemployed bad credit? Fundo’s requirements are more manageable compared to traditional lenders:
To get started, simply fill out our application form. If everything goes well, you could receive your funding within the same day you apply, making it easier for you to tackle those unexpected costs. No need to keep searching for fast payday loans when you have a reliable option with Fundo at your fingertips!
Additionally, improving your Fundo Score can amplify your chances of loan approval. Stay on top of your repayments, refer friends, and provide feedback on your experience to help you secure greater funding opportunities in the future.
Why delay? Apply now and take the first step toward securing the funding you need!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.