Loans For Very Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected expenses your way, finding the right financial help can feel daunting. Whether you're looking to cover home improvements, medical bills, or any urgent needs, having access to quick cash is crucial. If you’ve been searching for loans for very bad credit, your journey ends with Fundo! We understand that not everyone has perfect credit, and that’s why we’ve designed our lending solutions to accommodate various financial situations, including those with less-than-ideal credit histories.
Fundo offers a diverse range of loans suited for various needs. While we don’t provide loans specifically for debt consolidation, you can use our emergency loans to tackle one-off urgent expenses. Plus, our home renovation loans are a great option if you're looking to increase your property's value. Remember, you won't face hidden fees, just clear costs if applicable based on your loan size.
Ready to get started? To qualify for our quick, hassle-free loans, you simply need to:
If you meet these requirements, great! You can fill out our application form online today. Many borrowers who apply during business hours enjoy a fast approval process, often receiving funds the same day!
Don’t let the search for loans for very bad credit overwhelm you. Fundo is committed to being your financial partner, offering accessible loans designed around your needs. Unlike some other lenders, we focus on understanding your situation rather than just numbers. With trust and transparency at the forefront, we're here to support you through your financial journey.
Explore your loan options now—apply today with Fundo and unlock the freedom of having cash when you need it most!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
