Loans I Can Get With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
We all encounter unexpected moments when a loan becomes essential, whether it’s to cover travel expenses, tackle home repairs, or set aside as a backup fund. Managing such financial gaps can be daunting, especially when exploring options for loans I can get with bad credit. That’s where Fundo steps in as a reliable solution. As a proud Australian lender, we specialize in providing accessible short-term loans tailored for your needs, even if you don’t have a perfect credit history.
If you’ve been searching for loans I can get with bad credit, look no further! Our loans can be used for a range of purposes during your time of need. You can apply for a short-term loan for various situations, from unexpected expenses to immediate cash requirements. However, we do not support loans specifically for debt consolidation, so remember to keep this in mind when applying for your loan.
At Fundo, we ensure that you can receive your funds within 60 seconds from contract acceptance, making it easier to manage any urgent financial needs. With the possibility of borrowing up to $5,000, our short-term loans come with flexible repayment structures, allowing you to choose a term of up to 180 days for a Medium (MACC) loan. If you expect to have your finances in order, you can even opt for early repayment!
Fundo has easier eligibility compared to traditional lenders, which means more opportunities to access the funds you require. Here’s what you need to know:
To apply, simply fill out our online application form with your personal and financial details, including your intended loan amount and repayment preferences. If your application meets all requirements and is submitted during business hours, you could see the funds in your bank account before the day is done!
Fundo values responsible borrowing, and maintaining a good credit behaviour makes you a more appealing candidate for future loans. With our Fundo Score system, you can enhance your chances of approval by managing your repayments responsibly. Consider leaving reviews, referring friends to our services, and ensuring timely payments to further improve your score.
Whether you’re hunting for loans I can get with bad credit or any quick cash solutions, Fundo is here to simplify your experience. Ready to secure your funds? submit an application for a loan with Fundo today and see how we can help!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.