Loans Melbourne No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Fundo reviews each application holistically, focusing on your ability to repay the loan based on your current circumstances. Once your application is submitted, it’s reviewed quickly, and many applicants receive approval the same day. After approval, the funds are transferred to your account within hours, helping you manage any urgent expenses. Fundo also offers flexible repayment options, making it easier to repay your loan on terms that work for you.
FAQs About Loans in Melbourne with Fundo
Can I get a loan with bad credit?
Yes, Fundo looks at your current financial situation, so even if you have bad credit, you can still apply and get approved.
How quickly can I get approved for a loan?
Fundo’s online application process ensures fast approval, often within the same day, with funds typically transferred within hours.
Do I need verifiable income to apply for a loan?
Yes, Fundo requires verifiable income to ensure responsible lending and your ability to repay the loan.
What can I use a loan from Fundo for?
You can use a loan from Fundo for any personal expense, emergency, or short-term financial need.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
