Loans No Credit Check No Bank Statements
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for loans with no credit check and no bank statements? Many people look for these types of loans when they want to bypass traditional income or credit verification. While Fundo may conduct credit checks, we offer small loans starting from $500, and our focus is on assessing your current financial situation. We provide a fast and transparent loan process, ensuring that you can access funds even if you don’t have traditional documents.
Can I get a loan with no credit check and no bank statements in Australia?
When looking for a loan with no credit check and no bank statements, it’s often due to wanting a more straightforward process for financial assistance. While this might seem like an attractive option, it’s important to remember that responsible lenders, including Fundo, conduct a thorough financial assessment to ensure that loans are affordable and appropriate for each customer.
At Fundo, we may include a credit check as part of our assessment, but we focus on your overall financial situation, like your verified income and ability to repay the loan. This responsible approach ensures that taking out a loan won’t leave you in a worse financial position.
How can Fundo help if I don’t have bank statements?
Although some lenders may require extensive bank statements, Fundo offers flexibility with our small loan applications. Here’s how we work:
Fundo ensures that even if traditional documents like bank statements aren’t available, we can still work with you to assess your situation fairly.
FAQs
Does Fundo offer loans without a credit check?
While Fundo may conduct a credit check as part of our assessment, we focus on your verified income and financial health to ensure the loan is affordable for you.
Can I apply without providing bank statements?
For smaller loan amounts, detailed bank statements may not be required. However, we will need to verify your income to ensure you can comfortably repay the loan.
What is the minimum loan amount I can apply for at Fundo?
You can apply for small loans starting from $500, which can help cover emergency expenses or short-term needs.
How quickly can I get my loan?
Once your loan is approved and you accept the contract, the funds can hit your account within 60 seconds from accepting your loan agreement and if your bank supports PayID. If there are any banking delays, you might receive the funds the next business day.
What can I do to improve my Fundo Score?
Making on-time repayments, referring friends, and providing constructive feedback can help improve your Fundo Score, increasing your chances of loan approval and unlocking exclusive offers.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
