Loans On Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Facing unexpected expenses can be stressful, especially if you’re exploring options for loans on bad credit. Traditional lenders like banks often have lengthy approval processes, intricate paperwork, and strict requirements that can leave you feeling lost. Thankfully, with Fundo, you have a reliable alternative. We specialise in providing short-term loans to Australians, making it easy for you to get the funds you need without the hassle. Our streamlined application process allows you to borrow money conveniently from the comfort of your home or office. With our focus on flexibility and outstanding customer service, we’re equipped to assist individuals, including those with less-than-perfect credit histories.
Whether you need cash for medical emergencies, urgent car repairs, or home improvement projects, Fundo can provide the funds you seek. You might want to explore our emergency loans designed to give you access to quick cash to manage life’s surprises. Our loans are also ideal for home renovation loans, allowing you to finance essential upgrades or repairs to increase your property value.
Wondering if you qualify for loans on bad credit? At Fundo, we keep eligibility criteria straightforward:
Simply complete our online application form with your loan amount, personal and financial details, and contact information. If you qualify and your application is submitted during business hours, you could receive your funds on the same day!
To further improve your chances of approval, keep an eye on your Fundo Score. By maintaining a good repayment history, referring friends, and lowering your other loans, you can positively impact your score. Understanding your Fundo Score is a step towards optimising your chances of being approved for future loans.
Don’t let unexpected expenses weigh you down. Instead of searching endlessly for loans on bad credit, take action today! Fill out an application with Fundo and take the next step towards having the quick cash you need. We’re here to help you every step of the way!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
