Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Facing unexpected expenses can be stressful, especially if you’re exploring options for loans on bad credit. Traditional lenders like banks often have lengthy approval processes, intricate paperwork, and strict requirements that can leave you feeling lost. Thankfully, with Fundo, you have a reliable alternative. We specialise in providing short-term loans to Australians, making it easy for you to get the funds you need without the hassle. Our streamlined application process allows you to borrow money conveniently from the comfort of your home or office. With our focus on flexibility and outstanding customer service, we’re equipped to assist individuals, including those with less-than-perfect credit histories.
Whether you need cash for medical emergencies, urgent car repairs, or home improvement projects, Fundo can provide the funds you seek. You might want to explore our emergency loans designed to give you access to quick cash to manage life’s surprises. Our loans are also ideal for home renovation loans, allowing you to finance essential upgrades or repairs to increase your property value.
Wondering if you qualify for loans on bad credit? At Fundo, we keep eligibility criteria straightforward:
Simply complete our online application form with your loan amount, personal and financial details, and contact information. If you qualify and your application is submitted during business hours, you could receive your funds on the same day!
To further improve your chances of approval, keep an eye on your Fundo Customer Score. By maintaining a good repayment history, referring friends, and lowering your other loans, you can positively impact your score. Understanding your Fundo Customer Score is a step towards optimising your chances of being approved for future loans.
Don’t let unexpected expenses weigh you down. Instead of searching endlessly for loans on bad credit, take action today! Fill out an application with Fundo and take the next step towards having the quick cash you need. We’re here to help you every step of the way!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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