Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When it comes to lenders that may approve loans on the spot, one question borrowers often ask is, ‘How much can I borrow?’

At Fundo, borrowers can take out medium and small loans. We’re not a big fan of one-size-fits-all approaches, so we’ve made sure our loans can cater to a variety of needs. Plus, we offer flexible repayment terms. It’s because we believe in flexibility and transparency, allowing you to borrow amounts that align with both your loan needs and financial comfort.

When life throws you a curveball and you need loans on the spot, Fundo is here to lend a hand. We don’t put you through complicated forms or long-winded approval processes. No jargon, no legal talk, no complications – just easy, quick same day loans suited to your needs.

As a responsible lender, Fundo requires certain documents or information when processing your cash loan application.

To qualify for a Fundo loan, you must be an Australian citizen or permanent resident who is at least eighteen years old at the time of your application. You should also have an income of at least $1,000 every two weeks, including government benefits. You may also be asked to provide documents for these requirements, such as copies of your driver’s licence or passport, payslips, and proof of residence.

We’ll also need to see demonstrable proof that you can meet your repayment deadlines without any financial hardship. Our objective is to assist you financially, not to create a burden.

Fundo is on your side; we want to help by offering fast and easy personal loans online and striving to make your financial journey a little bit smoother.

Are there any options for getting loans on the spot? Absolutely!

At Fundo, we’re more than ready to put the funds you need in your hands quickly. Because our entire process is completely online, you’ll receive a reply in a few hours, in most cases within the same day.

If you submit your application during our business hours, then all the better because it will be processed on the same day. On the other hand, applications sent at the end of or after business hours will hear back from us within the next twenty-four hours. Fundo processes applications from Mondays through Fridays (9.00 a.m. to 6.00 p.m.) and Saturdays (9.00 a.m. to 5.00 p.m.), Sydney time.

If you’re eligible for a quick small loan approval, you’re most likely to get your funds the very same day your application is approved. Please also note that banks can have different processing times than us, and in some cases, it might take a day before your funds become available through your bank.

We all know life can be unpredictable, and sometimes you needloans on the spot. Fundo wants to give first-time borrowers a fair chance, and one of the ways we do so is through the Fundo Credit Score.

The Fundo Credit Score is our unique credit scoring system that rewards you for being a responsible borrower. When you make payments on time or even early, you earn points. You increase your chances of getting approved for your next loan the higher your Fundo Credit Score is, and you can also gain access to other cool perks!

Paired with our hassle-free application process and speedy processing, Fundo takes the confusion out of small personal loans – no jargon, no complex legal talk, just quick and easy online loans.

With Fundo, your borrowing experience is truly a breeze!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.