Loans Online Australia
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected bills arrive, it's reasonable to seek financial assistance. Searching for loans online Australia can lead you to a world of options, but many traditional lenders may complicate the process. At Fundo, we believe obtaining a short-term loan should be straightforward and accessible. Our online loan services allow you to conveniently apply from anywhere in Australia, without dealing with heaps of paperwork.
While searching for loans online Australia, you may come across various options, but with Fundo, you’re in good hands. We offer small and medium loan solutions suitable for a range of financial needs. You can consider our small loans ranging from $500 to $2,000 or our medium loans that go up to $5,000, which can be repaid over a period of up to 180 days. Our team is dedicated to helping you find a financing solution that fits your situation.
Our loan options include:
Utilising our self-service dashboard, you can manage your repayments effectively while gaining access to valuable tips for making smarter financial decisions.
If you're looking to improve your loan approval chances, understand your Fundo Score. We use this unique scoring system to assess your application—positive actions like timely repayments can boost it! If you're new to Fundo, remember you must:
Submitting your loan application during business hours means we can potentially review, approve, and transfer funds on the same day. Returning customers can benefit from our fast-track, three-click application process.
No more hunting through generic terms like 'where to get a $1,000 loan'—You've found the perfect provider with Fundo! Don’t hesitate; apply for a short-term loan today!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.