Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Searching up terms like ‘loans online Australia’? When it comes to personal loans, online options are often more convenient and hassle-free compared to traditional banks. 

Unlike small bank loans, you can apply for personal loans online from the comfort of your own home, using only your computer or smartphone. This eliminates the need to visit a physical location, saving you precious time, effort, and transportation costs.

Online lenders also usually provide streamlined application processes, use simplified forms, and require fewer supporting documents compared to traditional banks. As a result, the application process becomes quicker and less frustrating.

As compared to banks, online lenders typically get loans approved faster for qualified applicants and have quicker disbursement times. You can get quick decisions on loan applications, and if approved, the funds can usually be transferred to your bank account within a short period of time, sometimes as quickly as the same day.

If your search history is filled with terms like ‘loans online Australia’, you probably have a rough idea of the different kinds of loans online. From small business loans for budding entrepreneurs to educationonline loans for those looking to augment their tuition expenses, there are different small-to-medium loans available for various purposes.

But let’s say you ran into an unexpected or one-time expense. Maybe you sustained a minor injury and need a little help with your medical bills. Or you’re getting married and could use some more liquidity for down payments on the venue or decorations. When you need fast funding, a Fundo personal loan could come in handy!

If you’re curious about terms like ‘loans online Australia’, you’ll want to compare different online lenders based on a few factors. First, how stringent are their requirements? Do you have to visit a physical location or wait in line just to apply? How much is the typical amount of money you could possibly get? How long is their application, and if approved, how long until the funds hit your bank account?

For those who need funds immediately, the factors mentioned above can spell the difference between a useful, substantial loan and one that’s too little, too late.

At Fundo, we’ve made it incredibly easy. You are eligible to apply for a Fundo cash loan if you:

Simply log on to our website and fill out the loan application form. Our team will assess your application after you have submitted your details. The best part? Applications submitted during business hours will most likely be processed the same day.

We know that applying for a small loan online for the first time can be anxiety-inducing. But be assured that our team cares deeply about the privacy of our applicants researching terms like ‘loans online Australia’. After all, everybody wants their information to be safe when applying for online loans.

We protect your personal and financial information with industry-standard encryption. Thanks to these measures, unauthorised people can’t access your data. We also follow relevant data protection laws. 

We’re committed to protecting your privacy and keeping your peace of mind. If you have any questions about the security of your loan application, we’re here to help.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.