Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Here at Fundo, we understand that life isn’t always easy. Some are in need of loans that accept anyone’s application because unexpected events or circumstances beyond their control may have caused them to make late repayments or even default on loans in the past. 

However, we know that an individual’s loan eligibility should not be determined only by their credit history. An applicant’s current ability to make repayments is something we take into consideration.

When you try to get loans approved at Fundo, don’t be discouraged if you have a not-so-perfect credit history. You still have a chance to receive a quick cash loan from us if we see that you meet our requirements. You just need to:

Interest rates may vary from lender to lender, whether they offer loans that accept anyone or those with more stringent criteria. 

At Fundo, we’re responsible lenders, and we want to assure you that all of our fees and interest rates are in line with industry standards and the law. We don’t have any hidden charges, as all fees for your loan are disclosed during the loan offer stage.

Of course, circumstances can differ greatly from person to person. That’s why we’re committed to tailoring a plan that perfectly suits your needs. We provide flexible repayment terms for short-term loans. This allows eligible borrowers to choose the length of their loans. 

Need a loan but want to learn more about rates? You can learn more about how we calculate your loan costs by speaking with our customer service team. 

Searching for loans that accept anyone? 

You can try to see if you qualify for a Fundo loan and submit an application online. During the application process, you can indicate your requested amount. 

If approved, the amount that is eventually granted to you is determined by a number of factors. We consider factors like your income, your requested amount, and how well you’ve demonstrated your ability to make repayments promptly.

You can apply for a loan of only a few hundred dollars for small unexpected expenses. But for those who need more than that, we also offer medium loans in the thousands. Our maximum loan amount can change over time, so we suggest checking our website periodically for the most updated information.

You might have a not-so-great credit score, which has led you to look for loans that accept anyone. But if you’re also on a mission to improve your financial health, don’t lose hope. You can still make improvements to your credit score as long as you cultivate good financial habits.

It all starts with how well you manage credit products right now. So naturally, you want to avoid missing out on repayments or defaulting on a loan, as these behaviours cause a dent in your credit score. Applying for multiple credit products in a short period of time could also impact your credit score in a negative way.

If you keep up good borrowing behaviour, whether it’s for instant personal loans, wedding loans, or other financial obligations, you can expect your credit score to stay at an ideal level and even improve. Regularly making repayments early or on time on your Fundo loan, for example, can help build your score. 

More good news: the more you make consistent, timely repayments, the higher your Fundo Credit Score (this is different from your actual credit bureau score). The higher your Fundo Credit Score, the higher the chances of your future Fundo loan applications being approved!

No more searching for loans that accept anyone. Check your eligibility and apply for a Fundo loan today!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.