Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Sometimes life throws us unexpected expenses, and that's when loans to consolidate debt can become a practical solution. Whether it’s a sudden car repair or a necessary home fix, having access to cash quickly is crucial. If you’ve been searching for a reliable lender, look no further! Fundo is here to make your financial journey smoother. As a friendly, Australian-owned lender, we offer accessible short-term loans tailored for your unique situation. With Fundo, you can find a quick and efficient way to get the funds you need.
Sifting through countless options for loans to consolidate debt can feel daunting. Fundo simplifies the process for you! With our straightforward application, you can enjoy:
Instead of getting stuck in a cycle of searching for suitable options, think about what Fundo offers! You can apply for short-term loans with repayment terms of up to 180 days, making it easier to handle your expenses. Our loans are designed with your convenience in mind, and we believe in rewarding good financial habits. If you demonstrate responsible repayment behaviour, we're more likely to approve you for future loans.
While looking into loans to consolidate debt, you might also be interested in quick funds for different purposes! At Fundo, our loans can also assist with:
To get started, remember our simple eligibility criteria. You must be at least 18 years old, currently living in Australia, and earning a verified income of at least $1,000 per fortnight. Once your application is submitted, our approval process is fast, especially during business hours, with decisions often made the same day! Returning customers can easily apply with minimal clicks.
We know you're considering various options, but let us highlight why choosing Fundo is smart for your financial needs:
Stop letting expense worries get you down! Apply for a Fundo loan today to discover how simple and straightforward it can be. Let’s turn your financial challenges into manageable steps forward!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.