Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
When you find yourself in a pinch, loans very bad credit can seem like a sunset on your financial dreams. However, Fundo is here to change that narrative! With us, you can secure the funds you need for those unexpected expenses, whether it's a sudden home repair or a special occasion. As an Australian-owned and -operated lender, we proudly offer short-term loans tailored for individuals facing credit challenges, ensuring you won’t have to jump through hoops just to get the cash you require.
Whether you’re exploring options like Loans Online Fast Approvals or need something specific, rest assured that you can access small loans with reasonable repayment plans through Fundo without any hassle. Our short-term loans can be repaid up to 180 days without penalties for early repayments, allowing for flexibility in your financial planning. Completing repayments on time can also boost your chances with future loan applications!
At Fundo, we cater to various needs. While we avoid certain loan types, our offerings ensure you have options suitable for immediate expenses:
Rest easy knowing that our application process is quick and efficient. To apply for our loans, you just need to meet a few basic criteria:
Now that you see the advantages of choosing Fundo for loans very bad credit, why continue searching elsewhere? Apply today and benefit from our easy online application! If you have any questions or need assistance, our friendly team is here to help.
To learn more about improving your borrowing experience, consider checking your Fundo Customer Score. A higher score can lead to great benefits, including potential discounts and better approval chances. Plus, we're all about rewarding responsible borrowing behaviour!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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