Loans With Bad Bank Statements
Same day funds up to $5,000
Same day funds up to $5,000
Looking for loans with bad bank statements? Traditional lenders often hesitate to offer loans to individuals with inconsistent or poor bank statements. However, there are still options available. At Fundo, we offer small loans starting from $500, and while we review your financial situation, our fast and flexible lending process ensures that you can still access the funds you need, even with bad bank statements.
Our easy-to-use online application process is available 24/7, allowing you to apply whenever you need financial support. Once your application is submitted, it’s reviewed quickly, with same-day approval often available. After approval, the funds are typically transferred to your account within hours, helping you manage your financial needs without delay.
In addition to fast approval, Fundo offers flexible repayment options that are designed to fit your financial situation. Whether you’re dealing with emergency expenses, personal bills, or other short-term needs, Fundo’s loans offer a reliable solution, even if your bank statements aren’t ideal.
Can I get a loan with Fundo if I have bad bank statements?
Yes, Fundo offers loans to individuals with poor or inconsistent bank statements. Our online application process ensures fast approval based on your overall financial situation.
How fast can I get approved for a loan with bad bank statements?
Once your application is submitted, it’s reviewed promptly, with same-day approval often available. After approval, funds are typically transferred to your account within hours.
What can I use a loan from Fundo for?
Fundo’s loans can be used to cover various short-term financial needs, such as emergency expenses, bills, or personal costs.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are customised to your financial situation, making repayment easy and stress-free.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
