Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, finding the right loan can make all the difference. Whether it's for essential home repairs or last-minute travel plans, many look for loans with bad credit rating. At Fundo, we understand that life can throw curveballs at times, and we're here to help you navigate those financial bumps.
Fundo offers a range of solutions tailored for borrowers who may not have the best credit. Here’s why we're a reliable choice:
Searching for loans with bad credit ratings can feel overwhelming, but Fundo aims to make the journey smoother. We offer various products to cater to your immediate funding requirements:
If you're looking for loans, you might be wondering about our eligibility criteria. The good news? Fundo makes it easier to qualify compared to traditional lenders. Here’s what you need:
Applying is hassle-free – just fill in our straightforward online form with your details, loan amount, and repayment preferences. If your application is approved during business hours, your funds could be on the way the very same day!
At Fundo, we’re committed to helping you strengthen your financial health. With our Fundo Customer Score system, you have the chance to build a solid financial history. Submitting timely payments, referring friends, or simply managing your expenses wisely can elevate your Fundo Customer Score, ensuring smoother loan experiences in the future. You won’t be stuck searching for pay advances or direct cash loans again!
Don’t let a bad credit rating hold you back. With Fundo, you can secure the funds you need today! Apply now and experience a smoother lending process designed with you in mind.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.