Loans With Credit
Same day funds up to $5,000
Same day funds up to $5,000
Sometimes, life throws unexpected expenses your way—whether it's a surprise medical bill or a car needing repair. Or perhaps you’ve got plans for home improvements like upgrading your kitchen or installing new flooring. Whatever the reason, loans with credit can be a great solution to help you manage those financial needs. Traditional lenders often have strict criteria and lengthy application processes, which is why many Australians are turning to alternative options. With Fundo, you can easily access quick and straightforward short-term loans from the comfort of your home, no matter your credit score!
Here are some compelling reasons to consider getting your loan with Fundo:
At Fundo, we understand the importance of knowing your options when searching for loans with credit. We aim to help you secure the best deal possible. For instance, our short-term loans can help cover those home improvement expenses without breaking the bank!
Here’s how Fundo can support you:
You may have previously searched for quicker personal loans or instant loans for Centrelink benefits—let’s simplify your search! Applying for a Fundo loan is easy and hassle-free. Complete our online application with your loan amount, personal information, and financial details. If everything goes smoothly and you apply during business hours, funds can hit your account within 60 seconds from contract acceptance.
Fundo has flexible eligibility requirements to help more people access the funding they need:
If you have been considering how to improve your Fundo Score, remember: timely repayments and managing loans responsibly can open doors for better loan opportunities in the future.
So why delay? Take control of your financial future and apply for the funding you need through Fundo today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.