Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Sometimes, life throws unexpected expenses your way—whether it's a surprise medical bill or a car needing repair. Or perhaps you’ve got plans for home improvements like upgrading your kitchen or installing new flooring. Whatever the reason, loans with credit can be a great solution to help you manage those financial needs. Traditional lenders often have strict criteria and lengthy application processes, which is why many Australians are turning to alternative options. With Fundo, you can easily access quick and straightforward short-term loans from the comfort of your home, no matter your credit score!
Here are some compelling reasons to consider getting your loan with Fundo:
At Fundo, we understand the importance of knowing your options when searching for loans with credit. We aim to help you secure the best deal possible. For instance, our short-term loans can help cover those home improvement expenses without breaking the bank!
Here’s how Fundo can support you:
You may have previously searched for quicker personal loans or instant loans for Centrelink benefits—let’s simplify your search! Applying for a Fundo loan is easy and hassle-free. Complete our online application with your loan amount, personal information, and financial details. If everything goes smoothly and you apply during business hours, funds can hit your account within 60 seconds from contract acceptance.
Fundo has flexible eligibility requirements to help more people access the funding they need:
If you have been considering how to improve your Fundo Customer Score, remember: timely repayments and managing loans responsibly can open doors for better loan opportunities in the future.
So why delay? Take control of your financial future and apply for the funding you need through Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.