Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Securing a loan can feel daunting, especially if you’ve recently opened a new bank account. Traditional lenders often overlook applicants without a lengthy banking history. At Fundo, we believe in providing opportunities, not obstacles. Our goal is to ensure that short-term loans are more accessible to Australians, regardless of their banking situation. Our approach is tailored to understand the unique circumstances of every eligible applicant—offering personal support along the way.
With Fundo, you don't have to navigate a convoluted process full of jargon. Our streamlined application for loans with a new bank account is designed to be simple, fast, and straightforward. If you need quick cash for an urgent, one-off expense, you’ll find that Fundo can meet your needs without the wait. Why drag your feet with slow lenders when our efficient service ensures that you'll have the funds in your account within 60 seconds of contract acceptance?
When navigating options for loans with a new bank account, it's essential to weigh your choices. You’ve likely searched for solutions but found the usual barriers. Fundo provides a fresh approach, making it easier for individuals like you to gain access to convenient fast cash when they need it most. For those high-priority expenses, our emergency loans can bridge the gap.
Applying for a Fundo loan is quick and easy. In just a few clicks, you can complete our online form from the comfort of your home. Simply provide a few personal details and specify the loan amount you wish to request. To qualify, you just need to meet some basic criteria:
If approved, you have the potential to receive your funds on the same day you apply if done within business hours. To understand your chances better, check your Fundo Customer Score—our personal credit rating that rewards good financial behaviour!
Don't waste time searching for competitors offering loans with a new bank account or 'instant cash loans'. Take control of your finances and complete your application with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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