Loans With Very Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses catch you off guard, opting for a loan can be a smart move. But we know that searching for loans with very bad credit can sometimes lead to frustrating options that don't meet your needs. At Fundo, we offer short-term loans that are designed to be accessible, even if you have a less-than-perfect credit history. No more scouring the internet or settling for complex alternatives; Fundo is here to simplify the process! Our quick turnaround times and transparency mean there are no hidden fees—just straightforward loan details you can trust. Applying for a short-term loan is simple, fast, and fully online, making it a hassle-free experience. As a customer-focused direct lender, we're dedicated to putting your needs first.
Understanding what lenders, particularly those offering loans with very bad credit, can provide is crucial. That's where Fundo steps in. Our loans allow you to manage short-term expenses efficiently. Whether you need cash to cover an urgent bill or simply want a convenient financial boost, we have options tailored for your needs. Why search for vague terms like Loans With Instant Approval when you can have clarity and speed with Fundo?
Are you eligible? If you're over 18, reside in Australia, earn at least $1,000 gross per fortnight, and show you can manage your repayments, we want to hear from you! Completing your application with Fundo is quick and easy—just fill out our form with your requested loan amount, personal info, and contact details. Send it in during our business hours and get ready for a speedy response. If your application is approved, your funds can hit your account within 60 seconds from accepting the contract!
If you’re a returning customer, you’ll benefit from a super-fast process with just three clicks. This is one of the many ways we’re making borrowing fun again. To enhance your chances of approval, keep an eye on your Fundo Score. You can improve it by referring friends, making timely payments, and leaving us your feedback. Ready to take control of your finances and say goodbye to worries about "I need money"? Whether it’s a one-time expense or a little boost to get you through, apply for a loan with Fundo today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
