Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
We know that the clock doesn’t stop ticking when you’re in need, so we’ve made it easy to apply for our small to medium loans within minutes without having to resort to online payday loan options. At Fundo, a click on our ‘Apply Now’ button on our website sets the wheels in motion, guiding you through a user-friendly process that is as simple as a walk in the park.

We’re tech-savvy and all about keeping things digital. This allows us to be fast and efficient without losing that personal touch. Once your application is in and you qualify, we don’t let any grass grow under our feet. We’ll provide you with the decision as soon as possible, and if you’re approved, those much-needed funds could hit your account the very same day.

In a world where life often happens faster than your pay credits can keep up with, Fundo offers a no-fuss solution. We are your go-to for fast money loans in Australia, and we take pride in making the lending process simple, straightforward, and swift. With Fundo, it’s all about delivering what you need, when you need it.

In order to qualify for our fast and reliable loans, you must meet a few simple requirements. 

Are you at least eighteen years old? Are you a citizen or a tax-paying resident of Australia? Do you earn a minimum of $1,000 per fortnight, including any government benefits? Are you able to meet repayment deadlines without placing financial pressure on yourself? If you tick these boxes, you’re on the right track.

Being able to apply for loans within minutes also requires a bit of preparation. Have your regular income details, any government benefit information, proof of identity like your Australian driver’s licence, proof of age card, or passport, and your bank account details (bank, account name, BSB, and account number) ready to go.

So, if you’re ready to breeze through the fuss and confusion of traditional loans, don’t waste time searching for quick loan apps or same day instant loans. We’re here, ready to welcome you with an engaging, user-friendly experience. 

We know life doesn’t always run on a schedule. Sometimes, you need loans within minutes, and you search for things like ‘loan in 5 minutes’ or ‘loans cash now’ online. At Fundo, we’re ready to support you with our swift loan process.

Once your application is approved, we don’t waste a moment! If your application gets approved during our operational hours, which span from 9.00 a.m. to 6.00 p.m. on weekdays and from 9.00 a.m. to 5.00 p.m. on Saturdays, Sydney time, you will likely find your funds in your account the very same day. 

Plus, our digital doors are open 24/7, so you can apply at a time that suits you.

There’s one small catch, though, which is out of our control. Different banks have varied processing times, which means the funds may not become available until the day following your application approval. But there’s no need for alarm! Rest assured, we at Fundo will send those funds your way as quickly as we possibly can if you’re approved.

Yes, but they’re set with your best interest in mind!

At Fundo, we’ve redefined lending by turning the experience into a swift, user-friendly process that caters to your needs. While we do provide small to medium loan options, it’s important to remember that the specific amount you can personally obtain on these options can vary. Your loan limits may be influenced by factors such as your ability to repay your loan.

But here’s the deal – we don’t believe in leaving you hanging. Our team dives into the loan assessment process with energy and dedication, making sure that we’re offering you a loan that aligns with your financial capability and not just your typical rapid loans. After all, we’re here to help you navigate the occasional turbulence of life, not make it harder!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.