Loans Without 90 Day Bank Statement
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for loans without a 90-day bank statement? Many people look for loans that don’t require extensive bank documentation, especially when they have irregular income or non-traditional financial records. At Fundo, while we may review your financial situation, we offer small loans starting from $500, with a streamlined application process that doesn’t rely solely on a 90-day bank statement, ensuring that you can access the funds you need without the hassle.
Can I get a loan without providing a 90-day bank statement?
If you’re searching for loans without a 90-day bank statement, it could be because you don’t have access to your recent bank records, or you may receive income through less conventional means. Many lenders, including Fundo, typically require a 90-day bank statement to assess your financial situation responsibly. This helps ensure that you can repay the loan without causing financial hardship.
Fundo understands that not everyone can easily access traditional bank statements. While we may still require proof of income and financial details, our approach is to assess your overall ability to make repayments through other means. Our small loans, starting from $500, provide flexible financial solutions, and our application process is fast and simple, helping you get the funds you need quickly.
Why do lenders ask for a 90-day bank statement?
A 90-day bank statement gives lenders insight into your financial habits and ensures responsible lending practices. It helps in the following ways:
FAQs
Can I still apply if I can’t provide a 90-day bank statement?
Yes, Fundo may consider other forms of income verification to assess your financial situation, such as verified Centrelink payments or alternate financial documentation.
How do I prove my ability to repay without a bank statement?
Fundo looks at your overall financial health, including income sources like Centrelink, and other forms of income verification. This helps us ensure you can repay the loan comfortably.
How quickly can I get approved without a bank statement?
If you can provide alternate income verification, Fundo’s loan assessment can be processed quickly. Once approved, funds may hit your account within 60 seconds from accepting your loan agreement and if your bank supports PayID after accepting the contract, though banking delays may apply.
What can I use a loan for if approved by Fundo?
You can use Fundo’s loans for unexpected expenses such as emergency repairs or medical bills. However, Fundo’s loans cannot be used for repaying existing debt or utility bills.
What is the minimum loan amount I can borrow from Fundo?
Fundo’s loans start at $500, ensuring you have access to flexible financial options with responsible repayment plans.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
