Loans Melbourne
Same day funds up to $5,000
Same day funds up to $5,000
Loans Melbourne
At Fundo, we're revolutionising the way loans are accessed in Melbourne and beyond. Our hassle-free small and medium loans are designed with your convenience in mind. When unexpected expenses arise, waiting isn’t an option. Why get bogged down with complex financial jargon? We've simplified the application and approval process to make it as smooth as possible, helping you swiftly receive the financial support you need. No long queues or frustrating delays – apply online from anywhere in Australia, whenever it suits you. If you’re a VIC local searching for “loans Melbourne,” look no further than Fundo for a seamless online loan experience.
Imagine you're treating a loved one to a memorable dinner at Miznon or indulging in a delightful meal at Tipo 00. Perhaps you're eyeing a stylish outfit from Emporium Melbourne or planning a visit to Clementine’s. With Fundo, those special moments can be yours without the stress of financial strain.
Life can throw unexpected financial challenges your way – from surprise expenses to opportunities you can't let slip by. Fundo's personal loans are the perfect fit for various situations: whether it’s a last-minute celebration, urgent repair needs, or something unique you’ve been dreaming about. With years of experience, we’re proud to offer flexible and reliable financial solutions tailored to your evolving needs. At Fundo, we partner with you, focusing on transparency and compassion to make your borrowing experience comfortable and worry-free.
Whether you live in Lucas, Rosebud West, or anywhere else, Fundação is dedicated to your financial well-being. Applying for a loan is easy if you meet our essential criteria: you should be at least 18 years old and currently living in Australia, and earn a minimum of $1,000 per fortnight (including government benefits). We understand that responsible lending is key, so we assess your ability to manage repayments without unnecessary stress.
Though we may conduct a credit check as part of our assessment process, it’s just one of several factors we consider. If you apply during our business hours and everything goes smoothly, you could have your funds the same day. We’re here to support your financial journey, whether you are in Melbourne or in other locations such as Bundarbo, NSW, or Kingswood, NSW.
Get started with Fundo today and experience a refreshing approach to loans that puts you first. Apply now!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.